NAIC News Release - Legendary Actress Rita Moreno Encourages Seniors to "Keep Moving" in New PSA

FOR IMMEDIATE RELEASE

Legendary Actress Rita Moreno Encourages Seniors to "Keep Moving" in New PSA
PSA part of NAIC’s senior education campaign on financial planning and insurance preparedness

PHILADELPHIA (Aug. 8, 2017) —The National Association of Insurance Commissioners (NAIC) today announced the launch of a nationally televised public service announcement (PSA) starring Rita Moreno, one of only 12 people to have won an Emmy, Grammy, Oscar and Tony. The PSA is the next phase of Moreno's partnership with the NAIC to encourage seniors to get smart about their insurance policies and financial plans as part of NAIC's Insure U consumer education campaign.

Rita has enjoyed a distinguished career spanning seven decades, but she is no stranger to the challenges faced by many seniors with their insurance policies and personal finances. During their 46-year marriage, Rita's husband Leonard was solely responsible for handling the family's financial affairs. After his passing, she was not only emotionally exhausted, but completely unprepared to take on complex insurance and financial matters. Rita emerged from the experience motivated to help older Americans avoid similar situations.

"I was fortunate to have a close friend help me figure out my policies and plans after my husband passed, but not everyone is so lucky," said Moreno. "End-of-life conversations are tough, but necessary. That's why the Insure U campaign is so important — these resources can help families navigate discussions so they make the best insurance and financial decisions for themselves and their families."

The new, high-energy PSA gives viewers a look at a "day in her life" and is rooted in Rita's simple, yet meaningful, life motto: "keep moving." Rita hopes her message inspires families to make smart insurance and retirement planning decisions together.

"Rita's story is a great example of why NAIC launched its Retirement Security Initiative. Unfortunately, many consumers don't take time to get educated about their long-term financial well-being," said Ted Nickel, NAIC President and Wisconsin Insurance Commissioner. "We're excited to continue this partnership with Ms. Moreno. We are confident her PSA will encourage baby boomers and seniors to talk about retirement, insurance and financial planning sooner rather than later."

To get started, Insure U offers the following tips:

  • Sharing is caring. If your plans and policies are a mystery to your spouse or partner, don't wait to share. An open exchange of information is vital to ensure you are both prepared if one of you is unable to provide information.
  • Ask the experts. When reviewing your plans and policies, do not make assumptions. A call to your state insurance department can help clear up confusion about insurance policies and ensure you are not carrying more insurance than necessary, which may help save money and prevent fraud.
  • Pass it on. Make sure your adult children understand your long-term care plans, life insurance policies, end-of-life wishes and the importance of planning ahead for their family. "This situation really made my daughter think," said Rita. "She learned a very valuable lesson from my experience."
  • Help is available. If a loved one has passed away and you need help locating their life insurance policies and annuity contracts, NAIC's Life Insurance Policy Locator may be able to help. Just complete the request form and the NAIC will inquire with participating companies to track down the information you need.

The TV PSA is the latest addition to the NAIC Retirement Security Initiative communications. Other assets include a nationally distributed radio PSA and "Life Unscripted," a video series featuring Rita's take on modern advancements, such as social media and the sharing economy, and lessons learned after her husband's death. To help seniors get insurance-smart and avoid fraud, NAIC also created 10 Tips to Help Seniors Navigate the 21st Century, a downloadable checklist of information all seniors should know about the sharing economy, social media, long-term care, living with adult children, annuities and more.

For unbiased tips and tools to help consumers understand their insurance options, visit www.insureuonline.org. Consumers who need insurance information specific to where they live can contact their state insurance commissioner.

A.D. Banker & Company Updates Privacy Policy

A.D. Banker & Company Privacy Policy

Your trust and confidence is very important to us. We are committed to protecting your privacy. We understand that site visitors and registered users need to remain in control of personal data. This Privacy Policy explains how and why we collect personal data (PII) from you and how we use it.

Obtaining your PII

When you access the A. D. Banker website either directly or through a link provided to you from another website, you may be requested to provide us with (PII), including but not limited to: your name, social security number, license number/NPN, mailing address, email address, credit card information, employment information, etc. Similar PII will be obtained when you create an account, purchase a course or product, request information, complete registration forms, contact us via phone, fax or email, or if one of our Clients purchases our products or services on your behalf.

Sharing and Using your PII with third parties

Your PII may be used and shared in the following ways:

  • For the specific purpose for which your PII is provided to us by you or by our Client, such as to ship materials to you, to submit forms about you to insurance companies to enable you to do business for them, or to obtain information from or make certification or other filings on your behalf with state insurance regulatory agencies or their designees, the National Insurance Producer Registry Gateway, FINRA, and similar entities (collectively referred to as “Regulators”). Your PII may also be accessed by any person or company authorized by these entities to access your PII.
  • If you are an employee of, a registered person associated with or an independent agent of one or more of our Clients, if you have purchased a Pre-licensing or Continuing Education Product or Service provided by one of our Clients or you have redeemed a voucher to access A. D. Banker Products or Services you received from one of our Clients, to allow such Clients to view and administer your PII, the status of its requests of us or the status or your use of our Products or Services. Your PII may also be accessed by any person or company authorized by such Clients to access your PII.
  • To provide you with information via email, mail or telephone regarding your transactions with us, your usage of our Products and Services or transactions with the third parties noted previously on your behalf, or to contact you with information that may be of use or interest to you.
  • To provide or enhance A. D. Banker’s Products and Services or to develop new ones. We may use our affiliates or other unaffiliated companies to perform services on our behalf, such as managing hosting services or processing services to facilitate our business and the provision of services to you. These other companies may be supplied with or have access to your PII solely for the purpose of providing these services to us or on our behalf, and directly or indirectly, to you.
  • A. D. Banker may disclose PII to other third parties if we, at our sole discretion, believe it is required by law, to comply with legal process served on A. D. Banker, by Regulators, to enforce our agreements with our Clients, to enforce this Privacy Policy, or in connection with a transaction with similar effect.

Security of your PII

A.D. Banker utilizes a number of security technologies, policies and procedures that are designed to protect your PII from unauthorized access, use or disclosure. A. D. Banker has implemented security technologies on the network, server, and application levels and uses secure (“SSL”) connections and encryption policies designed to protect against the loss, misuse and alteration of your PII during transmission. We cannot, however, control the manner in which your PII is transmitted to us, either by you, a third party acting on your behalf or by one of our Clients, or the manner in which Regulators may require disclosure of your PII to them. A.D. Banker’s procedures regarding the handling of your PII are designed to comply with the requirements of United States laws and regulations.

Reviewing and Updating Your PII

You may access and correct your PII by logging into your account on www.adbanker.com, select “My Profile” and make the necessary updates. Or contact us at (800) 866-2468. Any revisions you provide to your personal data will be applied in our records but may not be updated in the records of the third parties to which we have provided your data at your request, and, if you are employed by, associated with or an independent contractor of a Client, may be overwritten by data provided by such Client to us. If you would like to review and correct the personal data that has been provided to these other entities, you will need to contact them directly.

Your Agreement to this Policy and to any Updates or Changes Made

When you access and use any A. D. Banker Products or Services via the internet, or you submit your PII to us, you accept the terms described in this Privacy Policy. Further, you agree it is your responsibility to keep your PII up to date. We may modify or amend this policy from time to time, and we agree to notify you of any significant change by posting a notice on www.adbanker.com and noting the date of the change. If you continue to access and/or use any A. D. Banker Products and Services after such modification is effective, you are deemed to have agreed to the new terms.

Scope of this Privacy Policy

This Privacy Policy pertains only to your PII provided directly to A. D. Banker, and does not apply to the policies maintained by third parties to whom your information may be transmitted as described. The A. D. Banker website may also contain links to other websites. This Privacy Policy covers only the A. D. Banker website and not any other site. Should you have a question about a third party’s privacy policies, please contact that third party directly or review their Privacy Policy on their website.

Questions

 

You can send us any questions you have about our Privacy Policy or our collection and treatment of PII via email to help@adbanker.com.

1 Hour OK Earthquake CE Course approved

September 5, 2014A.D. Banker & Company announces the approval of both Self-Study/Online and Webinar CE Courses that satisfy the Oklahoma Insurance Department's requirement for 1 hour of continuing education on the topic of Earthquake Coverage.   All resident agents, CSRs and Adjusters with a PROPERTY line of authority are required to complete at least 1 hour of Earthquake CE per renewal cycle--enforcement will begin January 1, 2015. 

This new 1 hour requirement is included in the current 24 hour CE requirement.  

Click here to enroll!

Continuing Education Courses are available in Classroom, Online, Self-Study and Live Webinars. Other CE course topics include: Anti- Money Laundering, Annuity Suitability, Adjuster, Long-Term Care Partnership, Ethics, Flood, Identity Theft, Insurance Fraud, Navigators, and many more.

Oklahoma Announces 1 Hr Earthquake Coverage CE Effective 1-1-15

August 11, 2014:  The Oklahoma Insurance Department announced August 5, that an emergency change has been made to the Administrative Code requiring at least 1 hour of Continuing Education on the topic of Earthquake Coverage, per renewal cycle, for all resident agents, CSRs and Adjusters with a property line of authority.  Enforcement will begin January 1, 2015.  This new 1 hour requirement will be included in the current 24 hour CE requirement.  

In a memo from John Doak, OK Insurance Commissioner, released July 30, 2014:

"The Oklahoma Insurance Department receives calls almost daily about insurance coverage for earthquakes. Most of the callers are unaware that their property policy does not provide coverage for earth movement. When they find out that it does not, their next question is to ask about what is available and what does it cover. We are happy to provide general advice, but with the array of earthquake coverages available, a consumer’s specific questions are best answered by a knowledgeable insurance professional who can provide individual advice.

To ensure that Oklahoma producers and adjusters who work in the property market have the knowledge to provide that advice, the OID is pursuing a legal change to require at least 1 hour of continuing education on this topic each renewal cycle.

A.D. Banker is finalizing Earthquake Coverage content for online and webinar delivery to meet this requirement.

Click here to explore A.D. Banker & Company's other Continuing Education courses!

Continuing Education Courses are available in Classroom, Online, Self-Study and Live Webinars. Other CE course topics include: Anti- Money Laundering, Annuity Suitability, Adjuster, Long-Term Care Partnership, Ethics, Flood, Identity Theft, Insurance Fraud, Navigators, and many more.

Oklahoma to Pursue Earthquake Coverage as a 1 Hour CE Requirement

July 30, 2014: The Oklahoma Insurance Department announced today that it is pursuing a legal change to require at least 1 hour of Continuing Education on the topic of Earthquake Coverage for all resident Property Line Producers and Adjusters.

In a memo from John Doak, OK Insurance Commissioner, released July 30, 2014:

"The Oklahoma Insurance Department receives calls almost daily about insurance coverage for earthquakes. Most of the callers are unaware that their property policy does not provide coverage for earth movement. When they find out that it does not, their next question is to ask about what is available and what does it cover. We are happy to provide general advice, but with the array of earthquake coverages available, a consumer’s specific questions are best answered by a knowledgeable insurance professional who can provide individual advice.

To ensure that Oklahoma producers and adjusters who work in the property market have the knowledge to provide that advice, the OID is pursuing a legal change to require at least 1 hour of continuing education on this topic each renewal cycle.

A.D. Banker is already finalizing Earthquake Coverage content for online and webinar delivery to meet this requirement when the new requirement goes into effect. A.D. Banker provides accuarte and timely content in formats that are convenient and affordable!  

Click here to explore A.D. Banker & Company's other Continuing Edcuation course!

Continuing Education Courses are available in Classroom, Online, Self-Study and Live Webinars. Other CE course topics include: Anti- Money Laundering, Annuity Suitability, Adjuster, Long-Term Care Partnership, Ethics, Flood, Identity Theft, Insurance Fraud, Navigators, and many more.

New Consumer Protection CE Course Available

December 13, 2013:  A.D. Banker & Company is continually expanding its library of General Topic CE courses to include new and current topics most often requested by producers in the industry.  Consumer Protection is just such a course and is already approved in 24 states for Online or Self-Study continuing education credits.

Insurance contracts can be complex and confusing, especially to the consumer. Insurance professionals are accountable for their representation of every contract they sell. This course explores the roles of the National Association of insurance Commissioners (NAIC) and the Federal Insurance Office play the regulation of illegal trade and claims practices.  Other topics include:                                                                                 

  * Privacy Rules and Regulations
  * Telemarketer Sales Rules
  * Can-SPAM Act
  * Do Not Track          

Click Here to enroll

A.D. Banker & Company offers other Continuing Education live via Classroom and Webinar, as well as Online and Self-Study.  Other CE course topics include:  Anti- Money Laundering, Annuity Suitability, Adjuster, Long-Term Care Partnership, Ethics, Flood, Identity Theft, Insurance Fraud, Navigators, and many more.                                                                          

New Adjuster Study Manuals Available

A.D. Banker & Company's newly updated adjuster study manuals now are available. The course consists of 15 chapters of universal Adjuster content, plus one chapter focusing on state-specific content. It also features an index and retention questions with rationales. 

The manual is available for the following states: Alaska, Arkansas, Connecticut, Delaware, Hawaii, Kansas, and Michigan. Manuals applicable to other states will be released in the coming months.

For more than 30 years, prelicensing candidates have trusted A.D. Banker & Company to provide the information needed to pass state licensing exams. We cross-reference all courses with the exam provider content outline to assure candidates receive what they need to know, and our high quality learning design produces outstanding results for Life & Health, Property & Casualty, and Securities exams.

For more information, visit www.adbanker.com, or call us at 800.866.2468.

California NEW Ethics Requirement - 3 hours - 2014

 
Beginning January 1, 2014, all California resident Agents, Brokers, and Adjusters will be required to complete three (3) hours of Ethics CE each license term, regardless of license type. Click Here to download the Department of Insurance Agent-Broker memo.
 
A.D. Banker & Company's 2014 schedule will include 3 hour Ethics courses - Webinar - Classroom - Online - Self-Study
 
To view our entire library of CE titles, go to www.adbanker.com or call our Customer Care Center 800.866.2468 for personal assistance.
 
Popular CE courses include:  8 and 4-Hour Annuity training, Anti-Money Laundering, Long-Term Care, Ethics, Homeowners' Valuation, Flood, Identity Theft, Insurance Fraud, and more.