A.D. Banker and Company

User Agreement
Welcome to the A.D. Banker and Company, LLC (A.D. Banker) website. This User Agreement, including our Privacy Policy, governs your use of the A.D. Banker site.

Please read this User Agreement carefully, because by visiting or using the A.D. Banker website, you agree to follow its rules. From time to time we may modify these rules. We will notify you of any significant change by posting a notice on our home page and information collection forms. Your continued use of the A.D. Banker website after any modification indicates your agreement to the new rules.

Privacy Policy
Please review our Privacy Policy, which is part of this User Agreement and describes how A.D. Banker handles any personally identifying information collected from visitors to the A.D. Banker website.

Copyright
Copyright on the A.D. Banker website and all materials therein included is owned by or licensed to A.D. Banker, and all rights are reserved. You must abide by all copyright notices and restrictions contained on the A.D. Banker website. You may not copy, distribute, enter into a database, display, perform, create derivative works of, transmit, or otherwise use any materials from the A.D. Banker website (including computer programs or other code) ("Website Materials"), except that you make a reasonable number of machine-readable copies of the Website Materials only if such copies are for personal, non-commercial use and only if you do not alter the text or remove any trademark, copyright, or other notice displayed on the Website Materials.

Trademarks
A.D. Banker and any other trademarks on the A.D. Banker website are trademarks owned by A.D. Banker ("A.D. Banker Trademarks"). You may not use the A.D. Banker Trademarks in connection with any product or service that does not belong to us, or in any manner that is likely to cause confusion among users about whether we are the source, sponsor, or endorser of the product or service, or in any manner that disparages or discredits us.

Links, Frames, and Meta Tags
You may link to the home page of the A.D. Banker website as long as the link does not cast us in a false or misleading light. Please let us know if you link to the A.D. Banker website by using the Contact Us link on the site's home page.

You may not frame the content of the A.D. Banker website. You may not use meta tags or any other "hidden text" that incorporates the A.D. Banker Trademarks or our name without our express written consent.

Links to Other Web Sites
This A.D. Banker website may contain links to other web sites. This User Agreement and the Privacy Policy do not apply to these other web sites. Be sure to read the user agreements and privacy policies that govern your use of these other web sites.

Disclaimer and Limitation of Liability
THIS WEB SITE AND THE INFORMATION, CONTENTS, GRAPHICS, DOCUMENTS AND OTHER ELEMENTS HEREIN INCLUDED (COLLECTIVELY THE "CONTENTS") ARE PROVIDED ON AN "AS IS" BASIS WITH ALL FAULTS AND WITHOUT ANY WARRANTY OF ANY KIND. A.D. BANKER HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO THE WEB SITE CONTENTS, INCLUDING WITHOUT LIMITATION, ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

EXCEPT AS MAY BE EXPRESSLY STATED ON THIS WEB SITE, NEITHER A.D. BANKER NOR ANY OF ITS OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES OR OTHER AUTHORIZED REPRESENTATIVES SHALL BE LIABLE FOR ANY DAMAGES ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF THIS SITE, OR THE INFORMATION OR CONTENTS AVAILABLE FROM THIS SITE. THIS IS A COMPREHENSIVE LIMITATION OF LIABILITY THAT APPLIES TO ALL DAMAGES OF ANY KIND, INCLUDING (WITHOUT LIMITATION) COMPENSATORY, DIRECT, INDIRECT OR CONSEQUENTIAL DAMAGES, LOSS OF DATA, INCOME OR PROFIT, LOSS OF OR DAMAGE TO PROPERTY AND CLAIMS OF THIRD PARTIES.

THE CONTENTS OF THIS SITE COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE CONTENTS OF THIS SITE. A.D. BANKER MAY MAKE IMPROVEMENTS, DELETIONS, CHANGES OR OTHER MODIFICATIONS TO THIS SITE, THE CONTENTS HEREOF, AND THE PRODUCTS AND SOFTWARE DESCRIBED HEREIN AT ANY TIME WITHOUT NOTICE.

Governing Law
This User Agreement will be governed by the laws of the State of Kansas applicable to contracts made and performed there without regard to its conflicts of law principles. You agree to submit to the exclusive jurisdiction of the state and federal courts sitting in the State of Kansas and Johnson County and waive any jurisdictional, venue, or inconvenient forum objections to such courts.

Termination
We reserve the right to suspend the A.D. Banker website or terminate this User Agreement at any time without notice for any reason, including, in the case of the User Agreement, for your violation of any of its provisions. The Disclaimer and Limitation of Liability and Governing Law sections of this User Agreement shall survive any such termination.

Proprietary Notices
A.D. Banker and Company is a registered trademark of A.D. Banker and Company, LLC. All rights reserved.

Cancellation / Refund Policy
Refunds for online products can be requested within 72 hours of purchase. Refunds for classes and webinars can be requested within 72 hours of purchase for full refund, less shipping. Refunds requested after 72 hours are subject to a $25 cancellation fee. Classes and webinars may be rescheduled at no charge. Shipping/handling fees are non-refundable.

Refund requests can be requested by email (adbankeronline@adbanker.com) or by contacting Customer Care at 800-866-2468.

Materials must be returned in new condition (unmarked and suitable for resale) within 15 days to:

A.D.Banker & Company
Attn: Returns
7311 W 130th St #160
Overland Park KS 66213

Please allow 2-3 weeks for processing.

Kentucky Prelicensing Students Only

Existence Of The Student Protection Fund

KRS 165A.450 requires each school licensed by the Kentucky Commission on Proprietary Education to contribute to a Student Protection Fund which will be used to pay off debt incurred due to the closing of a school, discontinuance of a program, loss of license, or loss of accreditation by a school or program.

Process For Filing A Claim Against The Student Protection Fund

To file a claim against the Student Protection Fund, each person filing must submit a completed “Form for Claims Against the Student Protection Fund.” This form can be found on the website at www.kcpe.ky.gov