License Requirements

How to Renew an Alabama Insurance License

Updated: September 6, 2022

A.D. Banker Provider #: 23301844

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On this page, you’ll find a comprehensive guide to renewing your Alabama insurance license. At A.D. Banker & Company, we’re here to walk you through the process and make completing your continuing education requirements as easy and painless as possible.

We offer several different study methods to cater to your needs and help you grow as an insurance professional. Whether you’re interested in learning the latest topics in insurance CE webinars, or having unlimited access to our online CE courses, we strive to provide options that fit around your busy schedule. Each of our courses are designed to not only be straightforward and simple, but also valuable to your career.

To begin the renewal process, you will need to complete 3 steps listed below.

1. Review the State Requirements

The first step to renewing your insurance license is to review Alabama’s CE requirements. Depending on which lines of insurance you’re licensed in, the continuing education hours you’re required to complete will vary. All hours must be completed and reported prior to your license renewal date to avoid a lapse in your license.

General Requirements

How many total hours of CE do I need to complete?

Producers and Adjusters are required to complete 24 total hours every 2 years.

What courses can I take to satisfy my total hour requirement?

21 of your total hours can be taken in courses in any line of authority. The remaining 3 hours must be approved as Ethics. Adjusters must take courses approved for Property/Casualty credit.

Can I take any continuing education course?

It depends. Producers may take courses in any line of authority. Adjusters may take courses approved for Property/Casualty credit.

When is the renewal date for my insurance license?

The renewal date occurs every 2 years on the last day of your birth month. Those born in even-numbered years will renew in even-numbered years. Those born in odd-numbered years will renew in odd-numbered years.

Do extra hours completed in a previous CE period carry over?

No, carryover hours are not allowed in Alabama.

Can I repeat Continuing Education courses for credit?

No, you may not repeat courses for credit in the same renewal period.

Am I exempt from Continuing Education?

The following individuals are exempt from completing CE requirements:

Nonresidents
Producers or service representatives who are employed by another producer or insurer to work only in the office of the employer and who do not hold a nonresident license in another state
- Completion of 12 continuing education hours is still required
Individuals who are at least 60 years of age and have been continuously licensed in Alabama for at least 15 years
Individuals holding an active CLU, CPCU, CIC, ChFC, CFP, RHU, REBC, CHC, or ARM designation
Individuals licensed for lines of insurance for which a license exam is not required
Individuals licensed only for credit insurance, industrial fire insurance, rental vehicle, motor club, dental services, or legal services
Insurance company officers who are not engaged in the active sale of products
Individuals licensed less than one year at the time of the first CE compliance date are exempt from the that first renewal period

If you believe you qualify for an exemption, contact the Alabama Department of Insurance at (334)-269-3550, or submit an email inquiry.

Life & Health Producer Product-specific Requirements

Prior to selling, soliciting or negotiating the following products, you’re required to complete initial certification training. These training hours can be applied towards the total hours needed to renew your license.

What are the requirements to sell annuities?

Resident and non-resident producers must complete a 4-hour Annuity Best Interest prior to selling, soliciting, or negotiating annuity products in Alabama. Annuity Best Interest training courses completed in other states that have adopted the NAIC 2020 Annuity Model Law updates are reciprocal with the Alabama requirement.

What are the requirements to sell long-term care products?

Producers licensed in Accident & Health or Sickness must complete 8 hours of initial Long-Term Care (LTC) Certification Training before selling, soliciting or negotiating Long-Term Care (LTC) products. After completing the initial requirement, producers must complete a 4-hour LTC ongoing training every renewal period.

Property & Casualty Producers Product-specific Requirements

What are the requirements to sell flood insurance?

Property/Casualty producers must complete a one-time 3-hour NFIP Flood Insurance Certification Training course prior to selling flood insurance policies.

2. Register for and Complete Courses

Once you have determined the renewal requirements for your license, you are ready to choose and register for insurance continuing education courses. You may complete your hours through webinars, online courses, or any combination of the two. These options allow you to decide how to best fit your continuing education into your existing schedule.

Each course is listed with an associated credit type. You must select courses that have the appropriate credit types for fulfilling the renewal requirements for your license.

Webinars: Completion is based on attendance and participation. You must be present for the full duration of the course, and you must be active throughout to receive credit. There is no certification exam required.

Online courses: Completion is self-paced. You must review the course material and pass the Certification Exam at the end to receive credit. Online and self study exams are required to be monitored by a disinterested third party – someone who is not a friend and who has no family or financial relationship.

A.D. Banker will report your completed hours to the Alabama Department of Insurance within 1 business day.

3. File a Renewal Application

Once you have completed your courses and satisfied the renewal requirements for your license, you will need to file a renewal application. The online application will guide you through the renewal process. Upon successful renewal, your licensing record will be updated on the Alabama Department of Insurance's website, and your renewed license can be immediately obtained using the state’s Print or Download Your License service.

Frequently Asked Questions

How do I find my license number?

To find your license number and other additional details relating to your license, use Alabama’s Check a License service.

How do I print my license?

Your license can be printed online through the Alabama Department of Insurance’s License Download Service.

How do I view my Continuing Education (CE) transcript?

Your continuing education transcript can be accessed by making an inquiry through Alabama's State Based System. Your transcript will show the number of hours you’ve completed.

What do I need to have with me when I’m renewing my license?

When you are ready to renew your license online, you should gather the following items to ensure the smoothest process possible:

The renewal email reminder you received, which will contain:
- Your license number; and
- The 6-digit renewal ID number
A credit card or debit card
Your email address

If you did not receive a renewal notice, you can still complete your online renewal using the last 4 digits of your social security number, your license number, and your date of birth.

How will I know when my license is renewed?

Once you have successfully completed the renewal process, your renewed license can be immediately obtained using the state’s Print or Download Your License service. Your licensing record will be updated on the Alabama Department of Insurance's website.

For additional information on late renewals, consult the Alabama Department of Insurance.

A.D. Banker & Company provides licensing information as a courtesy to our students. While reasonable attempts have been made to ensure the accuracy of this information, licensees are ultimately responsible for ensuring that they are in compliance with the requirements set forth by their state licensing entity. A.D. Banker & Company offers no guarantee of the accuracy of this information and will not be held liable in case of noncompliance with the license requirements.