License Requirements


How to Get an Alabama Insurance License

How to Get an Alabama Insurance License

Updated July 21, 2022

A.D. Banker Provider #: 23300164

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On this page, you’ll find a comprehensive guide for getting your insurance license. We’ll walk you through the process, and we’ll be here to answer any questions you have along the way. 

Alabama requires each person selling insurance in the state to hold an insurance license. You will choose which line of authority you want to be licensed in: health insurance, life insurance, property and casualty insurance, or any combination of those lines. 

Once you know which license you need, you’re ready to begin. In Alabama, there are 4 steps to getting your insurance license. 

1. Complete a Prelicensing Course

The first step is to complete a prelicensing course. A.D. Banker offers prelicensing courses that will prepare you to successfully pass the state exam on your first attempt. We offer online courses that can be supplemented with web classes and learning tools like flashcards and study manuals.

Alabama requires potential agents to complete 20 hours of prelicensing education for each line of authority before attempting the state exam. The specifc hour requirements are as follows:

  • Life – 20 hours
  • Health – 20 hours
  • Life & Health – 40 hours
  • Property – 20 hours
  • Casualty – 20 hours
  • Property & Casualty – 40 hours
  • Personal Lines – 20 hours

After completing your course and fulfilling the time requirement, you will need to pass a Certification Exam. This demonstrates completion of the prelicensing requirement. The Certification Exam is not monitored. After passing the Certification Exam with a 70% or greater, you will receive a Certificate of Completion. Keep this certificate – you will be required to provide a copy of the certificate at the state exam. The Certification of Completion is valid for 1 year. You will need to take and pass the state within this time period.

2. Pass the State Licensing Exam

After you finish your prelicensing course, you are now ready to take the state licensing exam. You must score a 70% or higher to pass your licensing exam.

Where will I take the state exam?

Licensing exams are provided by the University of Alabama. You have the option to take the exam online or at a physical location. Exam fees must be paid at the time of reservation by credit or debit card. All reservations need to be made at least seven days (five business days) before the desired exam date. You can make a reservation online or by calling (205) 348-3000.

How should I prepare for my remote state exam?

The University of Alabama partners with Adjuster Pro to provide remote testing. Before scheduling your licensing exam, test the compatibility of your computer, webcam, and microphone. Adjuster Pro requires the newest versions of Microsoft Edge, Safari, Google Chrome, or Firefox. Testing is not allowed on phones, tablets, or Chromebooks. You must have a laptop or a desktop to qualify for remote testing. 
After submitting your exam registration, you will receive an email within 2 business days to set up your test account and to upload your prelicensing certificate. Once the certificate is accepted, another email will be sent for you to upload your driver’s license or government ID. After your ID has been approved, you will receive an email to download Proctor Free, the software needed to monitor your remote exam.

Your remote test requires you to be alone in a private room for the duration of the exam. The surface you have your computer on must be clear of all objects. You cannot have a phone, headphones, or a wristwatch on you while you are taking the exam. Food, chewing gum, and tobacco products are also prohibited. You are permitted to have a beverage. 

All exams are monitored by a third-party to ensure all testing requirements are followed. The monitors are able to answer questions that do not pertain to the content of the exam via live chat.

If you have any questions, please contact the remote testing support team at 205-348-0633. 
If you have not received your first email within 48 hours after registration, email alabamasupport@adjusterpro.com.

How should I prepare for my in-person state exam?

Report to the testing center 15-20 minutes before your exam time for the check-in process. You will be required to present a valid government-issued ID and your prelicensing certification.

No personal items are allowed to be taken into the testing center. All personal items, including bags and wallets, will have to remain in your vehicle or be checked into provided storage space. Cell phones, calculators, electronic devices, and wrist watches are not allowed into the testing center. Food, chewing gum, and tobacco products are also prohibited. You are allowed to have a beverage. Examinees may not leave the room during an exam without permission from the exam proctor. 

If you have any questions about the exam process, testing locations, or security measures, please contact Alabama Department of Insurance at 205-348-0633.

If you have not received your confirmation letter by email, you can call or email your name and confirmation number to insurance@au.edu.

What is the format of the state exam?

All licensing exams are taken on a computer and are multiple choice. The exam will cover both a general section with basic insurance product knowledge, and a state section with specific insurance laws, rules, regulations, and practices that are unique to Alabama. A good prelicensing training course will feature practice exams that simulate the format of the state exams, so you should know exactly what to expect on the actual state licensing exam.

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How long is the state exam?

Depending on which line of insurance you are testing on, the amount of time and number of questions on the exam vary. Exams will be 2–3 hours long and can have 100–150 questions

  • Life Producer is 2 hours and 30 minutes with 125 questions
  • Health Producer is 2 hours with 100 questions
  • Life & Health Producer is 3 hours with 150 questions
  • Property Producer is 2 hours with 100 questions
  • Casualty Producer is 2 hours and 30 minutes with 125 questions
  • Property & Casualty Producer is 3 hours with 150 questions
  • Personal Lines Producer is 2 hours with 100 questions
  • Property & Casualty Adjuster (no Worker’s Comp) is 2 hours and 30 minutes with 100 questions
  • Property & Casualty Adjuster w/ Worker’s Comp and Crop is 3 hours with 150 questions

What score do I need to pass? 

For all insurance exams, you need to score 70% or higher to pass. Immediately after your exam, you will receive a pass or fail notification. 

3. Get Fingerprinted

Alabama requires fingerprint impressions for all unlicensed applicants. You will want to get fingerprinted after you have passed the exam and one day before you apply for your license.

4. Apply for License

After passing the exam, you are ready to apply for your license. After 5 days, check Alabama’s Department of Insurance website, and go to the License Search under Producers/Agents to confirm the issuance of your license. Once a license is issued, you may print your license from the home page. 

We’re Here to Help

Our goal is to prepare you for your insurance licensing exam, and then guide you through your career as a licensed professional. Once you pass your exam and successfully apply for a license, your license will need to be renewed every two years. Learn more about how to renew an Alabama insurance license by visiting our Alabama CE requirements page.

Once you begin the process of becoming a licensed insurance professional, we’re here to help you every step of the way. Get started today by reviewing our prelicensing course catalog.
 

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A.D. Banker & Company provides licensing information as a courtesy to our students. While reasonable attempts have been made to ensure the accuracy of this information, licensees are ultimately responsible for ensuring that they are in compliance with the requirements set forth by their state licensing entity. A.D. Banker & Company offers no guarantee of the accuracy of this information and will not be held liable in case of noncompliance with the license requirements.