License Requirements


How to Get an Alabama Insurance License

How to Get an Alabama Insurance License

COVID-19 Updates

8/24/20:  Live Proctor Testing is once again available with the University of Alabama through the end of the year.
7/30/20:  Bulletin 2020-15 continues the extension of the Prelicensing Certificates of Completion for candidates.
7/02/20:  Live Proctor Testing is now available at the University of Alabama through the end of July.
5/25/20:  Bulletin 2020-12 was issued providing information and directives regarding issues in the Producer Licensing Division.
4/09/20:  The Alabama Department of Insurance is allowing Temporary Resident Producer Licensing.

 

Alabama Department of Insurance

Testing Provider (University of Alabama)

(334) 241-4126

(205) 348-3000

A.D. Banker Provider #: 23300164

1. Complete a Prelicensing Course

If you would like to sell insurance in Alabama, you must complete an approved line of prelicensing education and pass the state licensing exam. Insurance prelicensing courses are provided by A.D. Banker & Company in many different formats: classroom, web classes, video lectures, online courses, or self-study. All courses are cross-referenced with the exam content outline.

To satisfy the requirements for your course, you will need to pass a Certification Exam.  The Certification Exam is not monitored.  After passing the Certification Exam with a 70% or greater, you will receive a Certificate of Completion. Prelicensing education is valid for one year from the date of completion; you will need to take and pass your state exam within this timeframe.

Line

Hours

Life

20

Health

20

Life & Health

40

Property

20

Casualty

20

Property & Casualty

40

Personal Lines

20

2. Pass a Licensing Exam

Making Exam Reservations

Licensing exams are provided by the University of Alabama. An exam fee must be paid at the time of reservation by credit card or debit card. All reservations need to be made at least seven days (five business days) before the desired exam date. You can make an exam reservation through the following methods:

What to Bring

Bring a current form of identification (a valid Driver’s License, non-driver ID, passport, military ID, or employee ID card).

You will be required to present a notarized copy of your prelicensing education Certificate of Completion at the exam.

Exam Procedures

  • Report to the test center 15-20 minutes before the exam to complete paperwork
  • Examinees are not permitted to bring purses, study materials, books, calculators, or cell phones into the testing area
  • Calculators will be provided for use
  • Examinees may not leave the room during an exam without permission from the exam proctor.
  • If you do not receive your confirmation letter by e-mail, call 205-348-0633 or email your name and confirmation number to insurance@ua.edu

Exam format

  • Each major line exam is given in a multiple-choice format.
  • The passing score required on each exam is 70%.
  • Your examination will be graded immediately upon submission
  • If you pass, you will be provided an original passing certificate certifying that you passed the examination with instruction on how to complete the application process and receive your license
  • Your  passing grades will be reported within 3-5 days electronically to the State of Alabama Department of Insurance
  • The passing certificate is valid for a period of one year from the exam date indicated, during which time you should file your online license application with the State of Alabama Department of Insurance. 
  • The passing certificate will not be awarded until the monitor views passing results
  • If time allows, you will be given the opportunity to review the questions that you missed
  • If you do not pass, you can schedule the exam again, but it must be seven days in advance

Alabama Exam Information

Exam Name

Exam Time

# Correct to Pass

Total Questions

Life Producer

2 hours 30 mins

87

125

Health Producer

2 hours

70

100

Life & Health Producer

3 hours

105

150

Property Producer

2 hours

70

100

Casualty Producer

2 hours 30 min

87

125

Property & Casualty Producer

3 hours

105

150

Personal Lines Producer

2 hours

70

100

Property & Casualty Adjuster (no Worker’s Comp)

2 hrs 30 min

70

100

Property & Casualty Adjuster w/ Worker’s Comp and Crop

3 hrs

105

150

3. Get Fingerprinted

Effective April 1, 2015, all individual resident applicants seeking to become licensed as Producers, Adjusters, or Title Agents must have completed a Fingerprint background check. You should seek to get fingerprinted after passing the state exam and one day before applying for the license.

4. Apply for a License

After passing the exam, apply for your license through NIPR.  After 5 days, check the Alabama Department of Insurance website, and go to the License Search under Producers/Agents to confirm issuance of your license. Once a license is issued, you may print your license from the home page.

A.D. Banker Prelicensing Course Free Trial

A.D. Banker & Company provides licensing information as a courtesy to our students. While reasonable attempts have been made to ensure the accuracy of this information, licensees are ultimately responsible for ensuring that they are in compliance with the requirements set forth by their state licensing entity. A.D. Banker & Company offers no guarantee of the accuracy of this information and will not be held liable in case of noncompliance with the license requirements.