License Requirements


How to Renew an Arizona Insurance License

How to Renew an Arizona Insurance License

COVID-19 Updates

3/27/20:  Exam proctoring for CE exams has been waived until social distancing recommendations have been lifted.

Arizona Department of Insurance and Financial Institutions (DIFI)

Helpful Links

ph: (602) 364-4457 / (877) 660-0964

fax: (602) 364-4460

email: insurancelicensing@difi.az.gov

website: http://www.id.state.az.us/

Find your license number

Print your license

View your CE transcript

File a renewal application

A.D. Banker Provider #: 10016108

1. Review the State Requirements

In order to renew your insurance license, you must complete the required continuing education hours for the lines of insurance that you are licensed in. All of the hours must be completed and reported prior to your license renewal date to avoid a lapse in your license.

GENERAL REQUIREMENTS:

Total Hours

48 hours every 4 years for Producers whose current license period began after January 1, 2014 (and all future renewals)

Compliance Renewal Date

Renewal date is the last day of the licensee's birth month every four years.

You may also need to take specific courses or earn specific credit types to renew your license. These course completions will count toward the total hour requirement.

LINE-SPECIFIC REQUIREMENTS:

CE Course Category Restrictions - Licensees may take courses in any line of authority.

For All Licenses:

Ethics
6 hrs - Producers must complete 6 hrs of Ethics as part of the total requirement

For Life & Health Producers:

Annuity Best Interest

*This applies to both resident and non-resident licensees

1 hr* - Effective January 1, 2021, producers already licensed and certified to sell annuity products in Arizona under the suitability standard, must complete an additional 1-hour of best interest training no later than June 30, 2021.  

          Note:  The 4-Hour Annuity Best Interest training for new producers satisfies this training requirement.

4 hrs* - Producers licensed on or after January 1, 2021, must complete a one-time 4-Hour Annuity Best Interest Certification Training course prior to selling, soliciting, or negotiating annuity products.

Annuity Best Interest courses (1 or 4 hour) do not reciprocate with states that have not adopted the updated NAIC model law.

Long-Term Care
8/4 hrs - Producers must complete an initial 8-hour Long-Term Care (LTC) Certification Training prior to selling, soliciting, or negotiating Long-Term Care products/policies. After completing the initial requirement, producers must complete a 4-hour LTC ongoing training, due on the completion date of the 8-hour training, every 24 months thereafter.

For Property & Casualty Producers:

Flood
3 hrs - Property/Casualty producers must complete a one-time 3-hour course on NFIP Flood Insurance Certification Training prior to selling flood insurance policies.

There are also additional rules about how the course hours can be applied.

CARRYOVER HOURS:

Excess credit hours may not be carried over to the next licensing period.

COURSE REPETITION:

Courses may not be taken more than once in each renewal period

If you meet any of criteria below, you may be exempt from the continuing education requirements.

EXEMPTIONS:

  • Non-residents
  • Resident insurance agent, broker or producer licensees which:
    • have been continuously licensed since January 1, 1995, and
    • have not at any time since January 1, 1995, held a nonresident insurance producer license in another state, and
    • have never been the subject of an order issued by the director of the Arizona Department of Insurance that suspended, revoked or denied renewal of your license, that required you to cease and desist from an activity that violated Arizona law, or that required you to pay restitution or a civil penalty
  • Adjusters

2. Register for and Complete Courses

Once you have determined the renewal requirements for your license, you can register for courses. Each course has an associated credit type; when registering for courses, select courses with credit types that will help to fulfill the renewal requirements for your license.

A.D. Banker offers classroom, webinar, online, and self study courses for Arizona. You can register for courses under the Continuing Education menu at www.adbanker.com.

You must fulfill the course requirements for each of the courses to have them reported.

  • Classroom and webinar course completions are based off of attendance and participation and do not require a completion exam. You must be present for the full duration of the course and be active and attentive throughout to receive credit.
  • Online and Self Study courses are self-paced. You must review the course material and pass the Certification Exam at the end to receive credit.*

MONITOR REQUIREMENTS:

*Self-study or online course exams must be monitored by a CE provider director, or an Arizona-licensed producer (not related to producer) appointed by the provider director or a person appointed by the provider director who is in the business of administering education or examinations

REPORTING METHOD:

Once a course has been completed, the completion must be reported to the state. A.D. Banker will report the course completions to Sircon.


3. File a Renewal Application

Once you have satisfied the renewal requirements for your license, you can file a renewal application at www.sircon.com/adbanker.

Continuing Education Webinars: Live online "classroom" courses... NO EXAMS!

A.D. Banker & Company provides licensing information as a courtesy to our students. While reasonable attempts have been made to ensure the accuracy of this information, licensees are ultimately responsible for ensuring that they are in compliance with the requirements set forth by their state licensing entity. A.D. Banker & Company offers no guarantee of the accuracy of this information and will not be held liable in case of noncompliance with the license requirements.