License Requirements


How to Get an Arizona Insurance License

How to Get an Arizona Insurance License

Updated: April 21, 2022

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On this page, you'll find a comprehensive guide for getting your insurance license. We'll walk you through the process, and we'll be here to answer any questions you have along the way.

Arizona requires each person selling insurance in the state to hold an insurance license. You will choose which line of authority you want to be licensed in: health insurance, life insurance, property and casualty insurance, or any combination of those lines.

Once you know which license you need, you're ready to begin. In Arizona, there are 4 steps to getting your insurance license.

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1. Complete a Prelicensing Course

Although there is no specific prelicensing requirement for Arizona, if you would like to sell insurance in Arizona, you must pass a licensing exam. To prepare, the first step is to complete a prelicensing course. A.D. Banker offers prelicensing courses that will prepare you to successfully pass the state exam on your first attempt. We offer online courses that can be supplemented with web classes, or learning tools like flashcards and study manuals. 

2. Get Fingerprinted

Arizona requires fingerprint impressions from all unlicensed applicants. All fingerprints must be submitted electronically through the state-approved vendor, Gemalto Thales. You may schedule your fingerprint appointment by visiting Thales Gemalto Applicant Processing website.

3. Pass a Licensing Exam

After you finish your prelicensing course, you are now ready to take the state licensing exam. You must score 70% or higher to pass your state licensing exam.

Where can I take the state exam? 

Exams must be taken in-person at a Prometric testing site, and may include an additional provider fee. 

How do I schedule my state exam?

Every insurance licensing exam is accompanied by an exam fee that must be paid at the time of reservation by a credit or debit card, voucher, or electronic check. You can schedule your state exam through Prometric. 

How should I prepare for my in-person state exam?

Report to the testing center 30 minutes before your exam time for the check-in process. You will be required to present a valid government ID. If you arrive late, you will not be admitted to the test center and will forfeit the exam fee.

No personal items are allowed to be taken into the testing center. All personal items, including bags and wallets, will have to remain in your vehicle or be checked into provided storage space. Cell phones, calculators, electronic devices, and wrist watches are not allowed into the testing center. Food and drink are also prohibited. You must stay in the testing center for the duration of the exam. No breaks are allowed.

If you have any questions about the exam process, testing locations, or security measures, please contact Prometric or Arizona Department of Insurance. 

What is the format of the state exam?

All licensing exams are taken on a computer and are multiple choice. The exam will cover both a general section with basic insurance product knowledge and a state section with specific insurance laws, rules, regulations, and practices that are unique to Arizona. A good prelicensing training course will feature practice exams that simulate the format of the state exams, so you should know exactly what to expect on the actual state licensing exam.

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How long is the state exam?

Depending on which line of insurance you are testing on, the amount of time and number of questions on the exam vary. Exams will last 2–2.5 hours and can have 100–150 questions. Each exam has an individual exam code you may need to know when you are reserving your exam time. 

  • 13-31 – Life Insurance Producer is 2 hours with 100 questions
  • 13-32 – Accident and Health or Sickness Producer is 2 with 100 questions
  • 13-33 – Life, Accident and Health or Sickness Producer is 2.5 hours with 150 questions
  • 13-42 – Property Producer is 2 hours with 100 questions
  • 13-43 – Casualty Producer is 2 hours with 100 questions
  • 13-34 – Property and Casualty Producer is 2.5 hours with 150 questions
  • 13-44 – Personal Lines Producer is 2 hours with 100 questions
  • 13-36 – Insurance Adjuster is 2.5 hours with 150 questions

What score do I need to pass my state exam?

For all insurance exams, you need a score of 70% or higher to pass. Immediately after your exam, you will receive a pass or fail notification.

What happens if I fail my state exam?

You will receive a diagnostic report indicating your strengths and weaknesses on the exam. You can send up a copy of your score report to curriculum@adbanker.com for our team to review and respond with personalized feedback.

You are able to reschedule a new exam after 24 hours. If you would like more detailed information, or if you have any questions about the exam process, please visit Prometric's website. Arizona allows you to retake the exam 4 times in a 12-month period. If all 4 exam attempts fail, you must wait 12 months before the next attempt.
 

4. Apply for License

After passing the exam, you are ready to apply for your license. Arizona requires you to apply for a license within 12 months after passing the exam. The status of your submitted license can be checked at any time with the Arizona Department of Insurance. Once the application is approved, you will receive a link to print or download your license.

We're Here to Help

Our goal is to prepare you for your insurance licensing exam, and then guide you through your career as a licensed professional. Once you pass your exam and successfully apply for a license, your license will need to be renewed every 4 years. Learn more about how to renew a Arizona insurance license by visiting our Arizona CE requirements page.

Once you begin the process of becoming a licensed insurance professional, we're here to help you every step of the way. Get started today by reviewing our prelicensing course catalog.

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A.D. Banker & Company provides licensing information as a courtesy to our students. While reasonable attempts have been made to ensure the accuracy of this information, licensees are ultimately responsible for ensuring that they are in compliance with the requirements set forth by their state licensing entity. A.D. Banker & Company offers no guarantee of the accuracy of this information and will not be held liable in case of noncompliance with the license requirements.