License Requirements


How to Get a California Insurance License

How to Get a California Insurance License

COVID-19 Updates

8/17/20:  PSI and California have announced they will be offering remote proctoring starting 8/24/20 for licensing candidates.  There will be a blackout period from 8/20/20 - 8/23/20 where no exams can be scheduled.  Learn more about PSI's remote testing platform, PSI Bridge.
5/01/20:  PSI testing is available on a limited basis due to social distancing precautions and varies by location.
4/03/20:  The CA Department of Insurance issues a notice that several exam sites will be open for testing in CA.

California Department of Insurance

Testing Provider (PSI)

(800) 967-9331

(833) 518-7456

A.D. Banker Provider #: 20530

1. Complete a Prelicensing Course

If you would like to sell insurance as an insurance producer in California, you must pass a licensing exam. To prepare for the licensing exam, you must take a state-approved insurance course. Insurance prelicensing courses are provided by A.D. Banker & Company in many different formats: classroom, web classes, online courses, or self-study. All courses are cross-referenced with the exam content outline.

In California, 12 hours of Ethics & Code must also be completed for the following lines of insurance:

  • 20 hours - Life Only Agent
  • 20 hours - Accident & Health Agent
  • 40 hours - Life, Accident and Health Agent
  • 40 hours - Property/Casualty Broker-Agent
  • 20 hours - Personal Lines Broker-Agent
  • 20 hours - Limited Line Automobile Agent

Upon the completion of the prelicensing course, you will be issued a Certificate of Completion to submit to the California Department of Insurance with the license application (certificate is valid for 3 years).

2. Get Fingerprinted

Fingerprint impressions are required for all unlicensed applicants.  This requirement can be met either before the exam or at the exam site on the day of the exam.  For complete details and requirements visit the California Department of Insurance website.

3. Pass a Licensing Exam

Making Exam Reservations

An exam fee must be paid at the time of reservation by credit card, debit card, voucher, or electronic check. You can make a reservation through the following methods:

  • Online: Make an online reservation through PSI
  • Phone:  (833) 518-7456
  • Fax completed California Registration Form to (702) 932-2666 and call PSI after 4 business days.
  • Mail completed California Registration Form and appropriate exam fee to PSI Services LLC * ATTN: Examination Registration CA INS * 3210 E Tropicana * Las Vegas, NV * 89121. After 2 weeks, call PSI to schedule the exam at (800) 733-9267.

Exam Locations

  • 18 PSI locations with a convenience charge (in addition to exam fee) when going to a PSI site (free parking)
  • 1 California Department of Insurance location (Los Angeles) with no convenience charge
  • You may also test at any of PSI’s other exam sites, outside of California

What to Bring

One valid form of government-issued identification (driver’s license, California identification card, passport, passport card, military ID) that has your signature and photograph. The identification provided must match the name given during registration.

If you cannot provide the required identification, you must call (800) 733-9267 at least three weeks prior to your scheduled appointment to arrange a way to meet this security requirement.

Exam Procedures

  • Report to the test center 30 minutes before the exam to sign in and verify identification.
  • No talking or any other form of communication among candidates is permitted in the exam area.
  • Children, cell phones, calculators, pagers, cameras, programmable electronic devices and recording devices of any kind are NOT allowed.
  • No smoking, eating, or drinking will be allowed at the exam site.
  • Dictionaries, books, papers, or study and reference materials are NOT permitted.
  • You may not exit the building during the exam.
  • Copying or communicating exam content is a violation of PSI security policy and Section 1681.5 of the CIC. Either may result in the disqualification of exam results and lead to legal action and prosecution.

PSI exam sites have additional procedures:

  • You will have your picture taken prior to admittance into the exam.
  • You may not wear a jacket, coat, or any type of hooded clothing into the exam room. Sweaters that do not have pockets are allowed.
  • You may not bring a purse or backpack into the exam room.
  • You will be asked to put these items in your vehicle. PSI only provides accordion-type folders for any items. These folders are left in the lobby and PSI is not responsible for the security of those items.
  • You may not wear a wristwatch into the exam room and you will be asked to empty your pockets.

Exam Format

  • Each major line exam is given in a multiple-choice format.
  • The exam consists of two parts:
    1. The general section deals with basic insurance product knowledge
    2. The state section deals with insurance laws, rules, and regulations, and practices that are unique to California
  • Each exam contains “pretest” questions that are mixed in with the scored questions and are not identified. Pretest questions may not be covered in your educational materials and do not affect your final score!
  • The passing score required on each exam is 60%.
  • When you complete the exam, you will receive a score report marked “pass or fail”.
    • If you pass, you will immediately receive a successful notification and performance summary on a California Department of Insurance exam results letter.
    • If you do not pass, you will immediately receive an unsuccessful California Department of Insurance exam results letter along with a diagnostic report indicating your strengths and weaknesses by exam portion.  Candidates who do not pass can schedule the exam again with no waiting period.

California Exam Information

Exam Type

Time

Number of Questions

Accident and Health Agent

1.5 hours

75

Casualty Broker-Agent

1.5 hours

75

Commercial Insurance

1.5 hours

60

Insurance Adjuster

2.5 hours

100

Life and Disability Analyst

3.5 hours

125

Life Limited to Burial and Funeral Expense

2 hours

90

Life, Accident and Health Agent

3 hours

150

Life-Only Agent

1.5 hours

75

Personal Lines Broker-Agent

2 hours

90

Property Broker-Agent and Casualty Broker-Agent

3 hours

150

Property Broker-Agent

1.5 hours

75

Public Adjuster

2.5 hours

100

4. Apply for License

Complete an online application for your license through Sircon. You can check the status of your submitted license at any time on the California Department of Insurance website.

A.D. Banker Prelicensing Course Free Trial

A.D. Banker & Company provides licensing information as a courtesy to our students. While reasonable attempts have been made to ensure the accuracy of this information, licensees are ultimately responsible for ensuring that they are in compliance with the requirements set forth by their state licensing entity. A.D. Banker & Company offers no guarantee of the accuracy of this information and will not be held liable in case of noncompliance with the license requirements.