License Requirements

How to Renew a Georgia Insurance License

How to Renew a Georgia Insurance License

Updated: July 27, 2023

A.D. Banker Provider #: 11174

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On this page, you’ll find a comprehensive guide to renewing your Georgia insurance license. At A.D. Banker & Company, we’re here to walk you through the process and make completing your continuing education requirements as easy and painless as possible.

We offer several different study methods to cater to your needs and help you grow as an insurance professional. Whether you’re interested in learning the latest topics in insurance CE webinars, or having unlimited access to our online CE courses, we strive to provide options that fit around your busy schedule. Each of our courses are designed to not only be straightforward and simple, but also valuable to your career.

To begin the renewal process, you will need to complete 3 steps listed below.

1. Review the State Requirements

The first step to renewing your insurance license is to review Georgia’s CE requirements. Depending on which lines of insurance you’re licensed in, the continuing education hours you’re required to complete will vary. All hours must be completed and reported prior to your license renewal date to avoid a lapse in your license.

General Requirements

How many total hours of CE do I need to complete?

Producers and Adjusters who are licensed less than 20 years are required to complete 24 total hours every 2 years.

Producers and Adjusters who are licensed more than 20 years are required to complete 20 total hours every 2 years.

What courses can I take to satisfy my total hour requirement?

21 of your total hours must be approved for the line(s) of insurance you’re licensed to sell (or 17 hours if licensed more than 20 years). The remaining 3 hours must be Ethics.

For instance, if you’re a personal lines broker, you can take any approved property and casualty course. If you’re a producer with a life license, you can take courses approved as life.

Can I take any continuing education course?

No. You can only take courses that are approved for the line(s) of insurance you are licensed to sell.

When is the renewal date for my insurance license?

The renewal date occurs every 2 years on the last day of your birth month.

You may also need to take specific courses or earn specific credit types to renew your license. These course completions will count towards your total hour requirement.

Life & Health Producer Product-specific Requirements

Prior to selling, soliciting or negotiating the following products, you’re required to complete initial certification training. These training hours can be applied towards the total hours needed to renew your license.

What are the requirements to sell annuities?

Effective August 1, 2023

1 hr - All producers (resident and non-resident) licensed and certified to sell annuity products in Georgia prior to August 1, 2023 must complete an updated Annuity Best Interest course no later than January 31, 2024. 
A.D. Banker & Company offers this training online or via live webinar in a 1-hour and a 4-hour format. Both satisfy the training update requirement.

4 hrs - All producers licensed on or after August 1, 2023, must complete a one-time 4-Hour Annuity Best Interest Certification Training course before selling, soliciting, or negotiating annuity business in Georgia.

NAIC Annuity Best Interest training courses completed in any other state reciprocate with the Georgia requirement.

What are the requirements to sell Long-Term Care Partnership products?

Producers must complete 8 hours of Long-Term Care (LTC) Certification Training prior to selling, soliciting, or negotiating LTC products/policies. After the initial requirement has been met, producers are required to complete 4 hours every renewal period.

If you’ve completed a LTC training course in another state, you are required to complete a 2-hour Georgia-specific Medicaid course.

Property & Casualty Producers Product-specific Requirements

Prior to selling, soliciting or negotiating the following products, you’re required to complete initial certification training. These training hours can be applied towards the total hours needed to renew your license.

What are the requirements to sell flood insurance?

Property/Casualty producers must complete a one-time 3-hour NFIP Flood Insurance Certification Training course prior to selling flood insurance policies.

Do extra hours completed in a previous CE period carry over?

The state of Georgia allows excess continuing education hours to be carried over into the next renewal period. These hours can satisfy up to ½ of the CE requirement. Excess hours in ethics also carry over to the next renewal period; however, those hours will only be counted as general credits, and will not be counted to fulfill the requirement.

It is important to note that a licensee can only get credit for approved courses for the license type held.

Can I repeat Continuing Education courses for credit? 

Courses may not be taken more than once during the same renewal period.

Am I exempt from Continuing Education?

If you meet all the following requirements, you will be exempt from completing continuing education to renew your license:

  1. Are a nonresident
  2. Hold a CLU, CPCU, FLMI, CIC, CEBS, ChFC, CFP, or AAI designation (12 hours must be completed biennially including 3 hours of Ethics). You must submit proof of the designation to the GA Office of Insurance and Safety Fire Commissioner.
  3. Hold a non-active license as provided in O.C.G.A 33-23-4(f) and 33-23-18(e) only if:
  4. You file for renewal every 2 years on or before the date required (exemption is only valid during the period the license is nonactive)

If you believe you qualify for an exemption, contact the Georgia Office of Insurance and Safety Fire Commission at (404) 656-2070.

2. Register for and Complete Courses

Once you have determined the renewal requirements for your license, you are ready to choose and register for insurance continuing education courses. You may complete your hours through webinars, online courses, or any combination thereof. These options allow you to decide how to best fit your continuing education into your existing schedule.

Each course is listed with an associated credit type. You must select courses that have the appropriate credit types for fulfilling the renewal requirements for your license.

Webinars: Completion is based on attendance and participation. You must be present for the full duration of the course, and you must be active throughout to receive credit. There is no certification exam required. 

Online courses: Completion is self-paced. You must review the course material and pass the Certification Exam at the end to receive credit. Certification exams are required to be monitored by a disinterested third party (a person with no family or financial relationship).

A.D. Banker will report your completed hours to Sircon within 1 business day.

3. File a Renewal Application

Once you have completed your courses and satisfied the renewal requirements for your license, you will need to file a renewal application. The online application will guide you through the renewal process. When filing a renewal application, Georgia requires you to upload a signed and notarized Citizenship Affidavit form and proof of citizenship document. Upon successful renewal, your license will be emailed to you by Sircon.

We’re Here to Help

Ready to start fulfilling your continuing education requirements? Get started online now or call A.D. Banker’s direct enrollment line at 1-(800)-866-2468. Courses can be completed online and through live webinars. A.D. Banker’s customer care team is available to assist with any questions and create a course plan for you. 

Course completions are automatically reported daily and are approved to satisfy LTC, AML, Annuity Suitability, Flood, Ethics, and other state-specific requirements.

Frequently Asked Questions

How do I find my license number?

You can find your license number and other additional details relating to your license through Sircon.

How do I print my license?

Your license can be printed online through Sircon.

How do I view my Continuing Education (CE) transcript?

Your continuing education transcript can be accessed by making an inquiry through Sircon. Your transcript will show the number of hours you’ve completed.

What do I need to have with me when I’m renewing my license?

When you are ready to renew your license online, you should gather the following items to ensure the smoothest process possible:

  • The renewal email reminder you received, which will contain:
    • Your license number; and
    • The 6-digit renewal ID number
  • A credit card or debit card
  • Your email address

If you did not receive a renewal notice, you can still complete your online renewal using the last 4 digits of your social security number, your license number, and your date of birth.

How will I know when my license is renewed? 

Once you have successfully completed the renewal process, your renewed license will be emailed to you by Sircon.

What if my license renewal is late?

If your license renewal is late, you have 15 days to complete the renewal process and pay an additional late fee. Otherwise, your license will expire. You have one year from the expiration date to file for reinstatement and pay any necessary fees. If your license is not reinstated within one year, you must reapply for the license and satisfy all Georgia prelicensing requirements.

For additional information on late renewals, consult the Georgia Office of Insurance and Safety Fire Commission.

Continuing Education Webinars: Live online "classroom" courses... NO EXAMS!

A.D. Banker & Company provides licensing information as a courtesy to our students. While reasonable attempts have been made to ensure the accuracy of this information, licensees are ultimately responsible for ensuring that they are in compliance with the requirements set forth by their state licensing entity. A.D. Banker & Company offers no guarantee of the accuracy of this information and will not be held liable in case of noncompliance with the license requirements.

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