How to Renew a Hawaii Insurance License

Updated June 7, 2023

A.D. Banker Provider #: 271687

1. Review the State Requirements

In order to renew your insurance license, you must complete the required continuing education hours for the lines of insurance that you are licensed in. All of the hours must be completed and reported prior to your license renewal date to avoid a lapse in your license.

GENERAL REQUIREMENTS:

Total Hours

24 hours biennially

Compliance Renewal Date

Effective 1/1/2022, renewal date is the last day of the licensee's birth month, biennially. Producers with birthdays in even months renew in even years, and those born in odd months renew in odd years.

You may also need to take specific courses or earn specific credit types to renew your license. These course completions will count toward the total hour requirement.

LINE-SPECIFIC REQUIREMENTS:

              View Hawaii's CE Priority List

CE Course Category Restrictions - Licensees must take courses in license type held. If multi-licensed, 10 hours must be in Life/Health and 11 hours must be in Property/Casualty courses.

For All Licenses:

Ethics
3 hrs - Producers & Adjusters must complete 3 hrs of Ethics as part of the total requirement.

For Life & Health Producers:

Annuity Best Interest Training Effective January 1, 2023

4 hr - Producers holding a life or variable life and variable annuity products line of authority after December 31, 2022 must complete a one-time, 4-hour Annuity Best Interest training course prior to engaging in the sale of annuities.

1 hr - Producers who have already completed an NAIC Model Act based, 4-hour Annuity Suitability training course in Hawaii or another state on or before December 31, 2022, must complete an approved 1 or 4-hour Annuity Best Interest course by July 1, 2023.

Reciprocity: Producers who have already updated their Suitability training in another state are considered reciprocal in Hawaii.

For Property & Casualty Producers:

Flood
3 hrs - Property/Casualty producers must complete a one-time 3-hour course on NFIP Flood Insurance Certification Training prior to selling flood insurance policies.

There are also additional rules about how the course hours can be applied.

CARRYOVER HOURS:

Carryover is not allowed.

COURSE REPETITION:

Courses may not be taken more than once in a reporting period.

If you meet any of criteria below, you may be exempt from the continuing education requirements.

EXEMPTIONS:

• Nonresidents
• A licensee who has been licensed for less than two years at the time of the licensees first renewal
• An individual holding only a limited license

2. Register for and Complete Courses

Once you have determined the renewal requirements for your license, you can register for courses. Each course has an associated credit type; when registering for courses, select courses with credit types that will help to fulfill the renewal requirements for your license.

A.D. Banker offers webinar, online, and self study courses for Hawaii. You can register for courses under the Continuing Education menu at www.adbanker.com.

You must fulfill the course requirements for each of the courses to have them reported.

• Classroom and webinar course completions are based off of attendance and participation and do not require a completion exam. You must be present for the full duration of the course and be active and attentive throughout to receive credit.
• Online and Self Study courses are self-paced. You must review the course material and pass the Certification Exam at the end to receive credit.*

MONITOR REQUIREMENTS:

*Online and self study exams are required to be monitored by a disinterested third party (a person with no family or financial relationship).

REPORTING METHOD:

Once a course has been completed, the completion must be reported to the state. A.D. Banker will report the course completions to the Hawaii Insurance Division.

3. File a Renewal Payment

Once you have satisfied the renewal requirements for your license, you can file a renewal application at www.sircon.com/adbanker.

A.D. Banker & Company provides licensing information as a courtesy to our students. While reasonable attempts have been made to ensure the accuracy of this information, licensees are ultimately responsible for ensuring that they are in compliance with the requirements set forth by their state licensing entity. A.D. Banker & Company offers no guarantee of the accuracy of this information and will not be held liable in case of noncompliance with the license requirements.