License Requirements

How to Renew an Iowa Insurance License

Updated: October 4, 2022

A.D. Banker Provider #: 32013

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On this page, you’ll find a comprehensive guide to renewing your Iowa insurance license. At A.D. Banker & Company, we’re here to walk you through the process and make completing your continuing education requirements as easy and painless as possible.

We offer several different study methods to cater to your needs and help you grow as an insurance professional. Whether you’re interested in learning the latest topics in insurance CE webinars, or having unlimited access to our online CE courses, we strive to provide options that fit around your busy schedule. Each of our courses are designed to not only be straightforward and simple, but also valuable to your career.

To begin the renewal process, you will need to complete 3 steps listed below.

1. Review the State Requirements

The first step to renewing your insurance license is to review Iowa’s CE requirements. Depending on which lines of insurance you’re licensed in, the continuing education hours you’re required to complete will vary. All hours must be completed and reported prior to your license renewal date to avoid a lapse in your license.

General Requirements

How many total hours of CE do I need to complete?

Producers are required to complete 36 total hours every 3 years.

Crop Only producers must complete 8 hours every 3 years (3 must be in Ethics).

What courses can I take to satisfy my total hour requirement?

33 of your total hours may be courses in any line of authority. The remaining 3 hours must be approved as Ethics.

Can I take any continuing education course?

YES. Licensees may take courses in any line of authority.

When is the renewal date for my insurance license?

The renewal date occurs every 3 years on the last day of your birth month.

Do extra hours completed in a previous CE period carry over?

Carryover hours are not allowed.

Can I repeat Continuing Education courses for credit?

No, you may not repeat courses for credit in the same renewal period.

Am I exempt from Continuing Education?

The following individuals are exempt from completing CE requirements:

Producers who are on extended active duty with the U.S. Armed Forces
Individuals licensed for credit insurance or surety insurance only
Attorneys licensed to sell insurance may be exempted upon submission of proof of completed CLE
Nonresidents are exempt if they live in a state having a CE requirement for producers
- However, nonresidents must meet the indexed product training requirement and the LTC product requirement

Life & Health Producer Product-specific Requirements

Prior to selling, soliciting or negotiating the following products, you’re required to complete initial certification training. These training hours can be applied towards the total hours needed to renew your license.

What are the requirements to sell Annuities?

Resident and non-resident producers must complete a one-time, 4-hour Annuity Best Interest Certification course prior to selling, soliciting, or negotiating annuity products in Iowa. A.D. Banker & Company offers this training online or via live webinar; both satisfy the training requirement. The satisfaction of annuity best interest training requirements of another state that are substantially similar to the requirements of Iowa are reciprocal.

What are the requirements to sell Long-Term Care products?

Producers licensed in Accident & Health or Sickness must complete 8 hours of initial Long-Term Care (LTC) Certification Training before selling, soliciting or negotiating Long-Term Care (LTC) products. After the initial requirement, producers must complete a 4-hour ongoing LTC training, due every renewal thereafter.

What are the requirements to sell indexed products?

Producers who wish to sell indexed products in Iowa must complete at least one 4-credit indexed products training course, prior to providing advice or making any sales presentations concerning an indexed product.

Property & Casualty Producers Product-specific Requirements

What are the requirements to sell flood insurance?

Property/Casualty or Personal Lines producers must complete a one-time 3-hour NFIP Flood Insurance Certification Training course prior to selling flood insurance policies.

2. Register for and Complete Courses

Once you have determined the renewal requirements for your license, you are ready to choose and register for insurance continuing education courses. You may complete your hours through webinars, online courses, or any combination of the two. These options allow you to decide how to best fit your continuing education into your existing schedule.

Each course is listed with an associated credit type. You must select courses that have the appropriate credit types for fulfilling the renewal requirements for your license.

Webinars: Completion is based on attendance and participation. You must be present for the full duration of the course, and you must be active throughout to receive credit. There is no certification exam required.

Online courses: Completion is self-paced. You must review the course material and pass the Certification Exam at the end to receive credit. Certification exams must be monitored by a disinterested third party (a person with no family or financial relationship).

A.D. Banker will report your completed hours to State Based Systems (SBS) within 1 business day.

3. File a Renewal Application

The Iowa Insurance Division recommends that producers purchase and complete CE hours at least 1 month prior to their license expiration date. If a producer’s license expires, the producer is required to pay a $100 reinstatement fee in addition to the $50 renewal fee.

Once you have completed your courses and satisfied the renewal requirements for your license, you will need to file a renewal application.

Frequently Asked Questions

How do I find my license number?

To find your license number, print your license, view your continuing education transcript, and other additional details relating to your license, use SBS’s License Manager service.

What do I need to have with me when I’m renewing my license?

When you are ready to renew your license online, you should gather the following items to ensure the smoothest process possible:

The renewal email reminder you received, which will contain:
- Your license number; and
- The 6-digit renewal ID number
A credit card or debit card
Your email address

If you did not receive a renewal notice, you can still complete your online renewal using the last 4 digits of your social security number, your license number, and your date of birth.

How will I know when my license is renewed?

Once you have successfully completed the renewal process, your renewed license can be immediately obtained using the SBS License Manager service. Your licensing record will be updated on the Iowa Insurance Division's website.

For additional information on late renewals, consult the Iowa Insurance Division.

A.D. Banker & Company provides licensing information as a courtesy to our students. While reasonable attempts have been made to ensure the accuracy of this information, licensees are ultimately responsible for ensuring that they are in compliance with the requirements set forth by their state licensing entity. A.D. Banker & Company offers no guarantee of the accuracy of this information and will not be held liable in case of noncompliance with the license requirements.