License Requirements


How to Get an Iowa Insurance License

How to Get an Iowa Insurance License

COVID-19 Updates

8/17/20:  Pearson VUE and Iowa will be offering remote proctoring and are negotiating a release date in 2020 or early 2021.  Learn more about Pearson VUE's online proctoring program, OnVUE.
5/29/20:  Temporary licensing has been extended until 6/30/20 due to limited testing availability. 
5/01/20:  Pearson VUE testing is available on a limited basis due to social distancing precautions and varies by location.
4/10/20:  Temporary licenses are now available.

Iowa Insurance Division

Testing Provider (Pearson VUE)

(515) 281-7757

(877) 540-5825

1. Complete a Prelicensing Course

If you would like to sell insurance in Iowa, you must pass a licensing exam. To prepare for the licensing exam, you should take an insurance course. Insurance prelicensing courses are offered by A.D. Banker & Company in many different formats: classroom, web classes, online courses, or self-study. All courses are cross-referenced with the exam content outline. 

2. Pass a Licensing Exam

Making Exam Reservations

Licensing exams are provided by Pearson VUE. An exam fee must be paid at the time of reservation by credit card, debit card, voucher, or electronic check. You can make an exam reservation through the following methods:

  • Online: Make an online reservation at http://www.pearsonvue.com/ia/insurance at least 24 hours before the desired exam date or 5 days in advance if paying by electronic check
  • Phone: (877-540-5825)
    • Before calling, you must have the following:
      • Legal name, address, Social Security number, daytime phone number, and date of birth
      • Name of the exam
      • Preferred  exam date and test center location

What to Bring

Two forms of current signature identification:

  1. A primary ID (photograph and signature, not expired) such as a Driver’s License or Passport
  2. A secondary ID (signature, not expired) such as a Debit or Credit card

Exam Procedures

  • Report to the test center 30 minutes before the exam to verify identification and be photographed for the score report.
  • No personal items are allowed in the testing room such as cell phones, watches, wallets, or purses.
  • Studying is not allowed in the test center.
  • The test administrator will provide you with materials to make notes or calculations. You may not write on these items before the exam begins or remove these items from the testing room.
  • You will have the opportunity to take a tutorial that will not reduce the exam time.

Exam Format

  • Each major line exam is given in a multiple-choice format.
  • The exam consists of two parts:
    1. The general section deals with basic insurance product knowledge
    2. The state section deals with insurance laws, rules, and regulations, and practices that are unique to Iowa
  • Each exam contains “pretest” questions that are mixed in with the scored questions and are not identified. Pretest questions may not be covered in your educational materials and do not affect your final score!
  • The passing score required on each exam is 70%.
  • When you complete the exam, you will receive a score report marked “pass or fail”.
  • Candidates who fail will receive a score report that includes a numeric score, diagnostic, and re-testing information.  Candidates can schedule another exam but must wait 24 hours before making the reservation.

Iowa Exam Information

Exam Code

Exam Name

Exam Time

Scoreable Questions

Pretest Questions

Total Questions

1

Life

2 hours

77

15

92

2

Accident & Health or Sickness

2 hours

80

15

95

55

Personal Lines

2 hours

113

16

129

44

Commercial Lines*

2 hours

84

16

100

3

Property

2 hours

83

15

98

4

Casualty

2 hours

82

15

97

20

Public Adjusters

1 hour

-

-

-

*Must have passed the Personal Lines exam prior to taking this exam, required to show proof of passing exam score at testing site

Combination Examinations are no longer available. Life and Accident & Health or Property & Casualty Exams scheduled together will have a reduced testing fee.

3. Apply for a License

After passing the exam, apply for your license by completing an application at http://www.nipr.com. The application process must be completed within 90 days of passing the exam

A.D. Banker Prelicensing Course Free Trial

A.D. Banker & Company provides licensing information as a courtesy to our students. While reasonable attempts have been made to ensure the accuracy of this information, licensees are ultimately responsible for ensuring that they are in compliance with the requirements set forth by their state licensing entity. A.D. Banker & Company offers no guarantee of the accuracy of this information and will not be held liable in case of noncompliance with the license requirements.