License Requirements


How to Get a Louisiana Insurance License

How to Get a Louisiana Insurance License

Updated: August 22, 20222

A.D. Banker Provider #: 100

Louisiana Updates

6/10/22:  Act 273 (HB 545) was signed into law effective 6/3/2022, repealing the requirement for prelicensing education requirement for insurance licensing candidates.

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On this page, you'll find a comprehensive guide for getting your insurance license. We'll walk you through the process, and we'll be here to answer any questions you have along the way.

Louisiana requires each person selling insurance in the state to hold an insurance license. You will choose which line of authority you want to be licensed in: health insurance, life insurance, property and casualty insurance, or any combination of those lines.

Once you know which license you need, you're ready to begin. In Louisiana, there are 4 steps to getting your insurance license.

1. Complete a Prelicensing Course

If you would like to sell insurance in Louisiana, you must pass a state licensing exam. A.D. Banker offers prelicensing courses that will prepare you to successfully pass the state exam on your first attempt. We offer online courses that can be supplemented with web classes and learning tools like flashcards and study manuals.

2. Pass a Licensing Exam 

After you finish your prelicensing course, you are now ready to take the state licensing exam. You must score 70% or higher to pass your state licensing exam.

Where can I take the state exam? 

Remote exams are available to ensure accessibility and safety. These exams require you to have a computer or laptop that is compatible with the PSI Bridge remote testing platform. If you do not have a compatible computer, you must schedule an in-person exam.

Exams may also be taken in-person at a PSI testing site. 

How do I schedule my state exam?

Every insurance licensing exam is accompanied by an exam fee that must be paid at the time of reservation by a credit or debit card, voucher, or electronic check. You can schedule your state exam through PSI.

How should I prepare for my remote state exam?

Before scheduling your remote licensing exam, test the compatibility of your computer, webcam, and microphone. PSI Bridge requires a Google Chrome Browser. Exams must be scheduled at least two days in advance, and you are allowed to cancel or reschedule your exam up to 48 hours before your reservation time. 

Next, download PSI Bridge. Please note that the download can take up to 30 minutes, so we recommend you do this before the day of your test to prevent any last-minute technical problems.

Login to the testing platform 30 minutes before your exam reservation time. A state or government ID is required to be presented to verify your identity. For remote exams, a military ID is not accepted as a valid form of identification.

Your remote test requires you to be alone in a private room for the duration of the exam. The surface you have your computer on must be clear of all objects. You cannot have a phone, headphones, or a wristwatch on while you are taking the exam. Food and drink are also prohibited.

All exams are monitored by a third-party to ensure all testing requirements are followed. The monitors are able to answer questions that do not pertain to the content of the exam via live chat. 

If you experience any technical issues while downloading PSI Bridge or during your exam, you can call PSI's Technical Support at (844) 267-1017.

How should I prepare for my in-person state exam?

Report to the testing center 30 minutes before your exam time for the check-in process. You will be required to present a valid government ID. If you arrive late, you will not be admitted to the test center and will forfeit the exam fee.

No personal items are allowed to be taken into the testing center. All personal items, including bags and wallets, will have to remain in your vehicle or be checked into provided storage space. Cell phones, calculators, electronic devices, and wrist watches are not allowed into the testing center. Food and drink are also prohibited. You must stay in the testing center for the duration of the exam. No breaks are allowed.

If you have any questions about the exam process, testing locations, or security measures, please contact PSI or Louisiana Department of Insurance. 

What is the format of the state exam?

All licensing exams are taken on a computer and are multiple choice. The exam will cover both a general section with basic insurance product knowledge and a state section with specific insurance laws, rules, regulations, and practices that are unique to Louisiana. A good prelicensing training course will feature practice exams that simulate the format of the state exams, so you should know exactly what to expect on the actual state licensing exam.

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How long is the state exam?

Depending on which line of insurance you are testing on, the amount of time and number of questions on the exam vary. Exams will last 2–3 hours and can have 100–150 questions. Each exam is accompanied by a unique exam code

  • Series 101 - Life Insurance exam is 2 hours with 100 questions
  • Series 102 - Health and Accident Insurance exam is 2 hours with 100 questions
  • Series 103 - Life, Health and Accident Insurance exam is 2 hours and 40 minutes with 150 questions
  • Series 104 - Property Insurance exam is 2 hours with 100 questions
  • Series 105 - Casualty Insurance exam is 2 hours with 100 questions
  • Series 106 - Property and Casualty Insurance exam is 3 hours with 150 questions
  • Series 107 - Personal Lines insurance exam is 2 hours with 100 questions

What score do I need to pass my state exam?

For all insurance exams, you need a score of 70% or higher to pass. Immediately after your exam, you will receive a pass or fail notification.

What happens if I fail my state exam?

You will receive a diagnostic report indicating your strengths and weaknesses on the exam. You can send up a copy of your score report to curriculum@adbanker.com for our team to review and respond with personalized feedback.

You are able to reschedule a new exam after 24 hours. If you would like more detailed information, or if you have any questions about the exam process, please visit PSI's website.

3. Get Fingerprinted

Louisiana requires fingerprint impressions from all unlicensed applicants. Fingerprints are taken at the exam site and submitted to the state. PSI will forward the fingerprints on to the state for review, and this process can take up to 4 weeks.

4. Apply for License

After passing the exam, you are ready to apply for your license. The status of your submitted license can be checked at any time with the Louisiana Department of Insurance. Once the application is approved, you will receive a link to print or download your license.

We're Here to Help

Our goal is to prepare you for your insurance licensing exam, and then guide you through your career as a licensed professional. Once you pass your exam and successfully apply for a license, your license will need to be renewed every 2 years. Learn more about how to renew a Louisiana insurance license by visiting our Louisiana CE requirements page.

Once you begin the process of becoming a licensed insurance professional, we're here to help you every step of the way. Get started today by reviewing our prelicensing course catalog.
 

A.D. Banker Prelicensing Course Free Trial

A.D. Banker & Company provides licensing information as a courtesy to our students. While reasonable attempts have been made to ensure the accuracy of this information, licensees are ultimately responsible for ensuring that they are in compliance with the requirements set forth by their state licensing entity. A.D. Banker & Company offers no guarantee of the accuracy of this information and will not be held liable in case of noncompliance with the license requirements.