License Requirements


How to Get a Massachusetts Insurance License

How to Get a Massachusetts Insurance License

COVID-19 Updates

5/01/20:  Prometric testing is available in a limited capacity due to social distancing precautions and varies by location.
4/29/20:  MA issues Bulletin 2020-14 which allows for temporary licenses.

Massachusetts Division of Insurance

Testing Provider (Prometric)

(617) 521-7794 opt. 2

(800) 741-9380

1. Complete a Prelicensing Course

If you would like to sell insurance or become an adjuster in Massachusetts, you must pass a licensing exam. To prepare for the licensing exam, you should take an insurance course. Insurance prelicensing courses are offered by A.D. Banker & Company in many different formats: classroom, web classes, online courses, or self-study. All courses are cross-referenced with the exam content outline.

2. Pass a Licensing Exam

Making Exam Reservations

Licensing exams are provided by Prometric. An exam fee must be paid at the time of reservation with a Master Card, Visa, money order, company check, or cashier’s check. Personal checks are not accepted. You can make an exam reservation through the following methods:

Prometric
ATTN: MA Insurance Exam Registration
3110 Lord Baltimore Dr, Ste. 200
Windsor Mill, MD 21244
Fax: (800) 347-9242

    1. Call (800) 741-9380 after the registration has been processed to schedule your exam.

What to Bring

A current, signed form of identification that must:

  • Be government-issued (e.g., driver’s license, state-issued or  military id card)
  • Contain both a current photo and your signature
  • Have a name that exactly matches the name used to register for the exam

Exam Procedures

  • Report to the test center 30 minutes before the exam to verify identification and be photographed.
  • All testing sessions are video and audio recorded.
  • No personal items are allowed in the testing room such as cell phones, watches, wallets, or purses.

Exam Format

  • Each major line exam is given in a multiple-choice format.
  • Each exam contains “experimental” questions that are mixed in with the scored questions and are not identified. Experimental questions may not be covered in your educational materials and do not affect your final score!
  • The passing score required on each exam is 70%.
  • When you complete the exam, your score will be shown on the screen and you will receive a printed score report. The score report will include whether you passed or failed, the overall percentage score, and percentage correct for each of the major sections of the exam.  Candidates who do not pass can schedule the exam again with no waiting period.
  • Prometric notifies the Department of Insurance of your exam results within 2 business days.

Massachusetts Exam Information

Exam Code

Exam Name

Exam Time

Total Questions

16-51

Producer's Exam for Life Insurance

2 hrs

100

16-52

Producer's Exam for Accident and Health or Sickness Insurance

2 hrs

100

16-53

Producer's Exam for Property Insurance

2 hrs

100

16-54

Producer's Exam for Casualty Insurance

2 hrs

100

16-55

Adviser's Exam for Life Insurance

2 hrs

100

16-56

Adviser's Exam for Accident and Health or Sickness Insurance

2 hrs

100

16-57

Adviser's Exam for Property & Casualty Insurance

2.5 hrs

150

16-58

Exam for Public Adjuster

2 hrs

100

16-61

Producer's Exam for Personal Lines Insurance

2 hrs

100

3. Apply for License

After passing the exam, apply for your license by completing an application at http://www.nipr.com.

A.D. Banker Prelicensing Course Free Trial

A.D. Banker & Company provides licensing information as a courtesy to our students. While reasonable attempts have been made to ensure the accuracy of this information, licensees are ultimately responsible for ensuring that they are in compliance with the requirements set forth by their state licensing entity. A.D. Banker & Company offers no guarantee of the accuracy of this information and will not be held liable in case of noncompliance with the license requirements.