License Requirements


How to Get a Minnesota Insurance License

How to Get a Minnesota Insurance License

Minnesota Department of Commerce

Testing Provider (Pearson VUE)

(651) 539-1599

(833) 273-1946

 

A.D. Banker Provider #: 8338

1. Complete a Prelicensing Course

If you would like to sell insurance as an insurance producer in Minnesota, you must pass a licensing exam. To prepare for the licensing exam, you must take a state-approved insurance course. Insurance prelicensing courses are provided by A.D. Banker & Company in many formats: classroom, web classes, online courses, or self-study. All courses are cross-referenced with the exam content outline. 

When you satisfy the requirements for your course, you will receive a Certificate of Completion. Prelicensing education is valid for one year from the date of completion; you will need to take and pass your state exam within this timeframe.

Prelicensing Certification Exams must be monitored by a disinterested third party. (A disinterested third party, with a minimum age of 18 years old, who can be any person except for family members or individuals who have a financial interest in the student's success of the exam.  Co-worker proctors must not be above or below in the student's line of supervision.)

 

Line

Hours

Life

20

Accident and Health

20

Property

20

Casualty

20

Personal Lines

20

2. Pass a Licensing Exam

Making Exam Reservations

Licensing exams are provided by Pearson VUE. Candidates have the option to register to take their exam online or at a physical location.  Exam fees must be paid at the time of reservation by credit card, debit card, voucher or electronic check. You can make an exam reservation through the following methods:

  • Online:  Make an online reservation at https://home.pearsonvue.com/mncommerce at least 24 hours before the desired exam date or 5 days in advance if paying by electronic check
  • Phone:  (833) 273-1946
    • Before calling, you must have the following:
      • Legal name, address, Social Security number, daytime phone number, and date of birth
      • Name of the examination(s)
      • Preferred  exam date and test center location

What to Bring

  • You will be required to supply a printed copy of your Prelicensing Certificate of Completion in order to be admitted to the exam.
  • Two forms of current signature identification:
    • A primary ID (photograph and signature, not expired) such as a Driver’s License or Passport
    • A secondary ID (signature, not expired) such as a Debit or Credit card

Exam Procedures

  • Report to the test center 30 minutes before the exam to verify identification and be photographed for the score report.
  • No personal items are allowed in the testing room such as cell phones, watches, wallets, or purses.
  • Studying is not allowed in the test center.
  • The test administrator will provide you with materials to make notes or calculations. You may not write on these items before the exam begins or remove these items from the testing room.
  • You will have the opportunity to take a tutorial that will not reduce the exam time.

Exam format

  • Each major line exam is given in a multiple-choice format.
  • The exam consists of two parts:
    1. The general section deals with basic insurance product knowledge
    2. The state section deals with insurance laws, rules, and regulations, and practices that are unique to Minnesota
  • Each exam contains “pretest” questions that are mixed in with the scored questions and are not identified. Pretest questions may not be covered in your educational materials and do not affect your final score!
  • The passing score required on each exam is 70.
  • When you complete the exam, you will receive a score report marked “pass or fail”.
  • Candidates who fail will receive a score report that includes a numeric score, diagnostic and re-testing information.  Candidates can schedule another exam but must wait 24 hours before making the reservation.

 

 

Minnesota Exam Information

Line

Exam Time

Total Questions

Life Producer

2 hours

75

Accident & Health Producer

2 hours

80

Life, Accident & Health Producer

3 hours

135

Property Producer

2 hours

79

Casualty Producer

2 hours

79

Property & Casualty Producer

3 hours

138

Property & Casualty Adjuster

1 hour

35

Personal Lines Producer

2 hours

100

Farm Property & Liability Producer

1 hour

35

Crop Adjuster

1 hour

35

Workers Compensation Adjuster

1 hour

35

3. Get Fingerprinted

To make a fingerprint reservation go to https://pearsonwest.ibtfingerprint.com, or call IDEMIA at (866) 761-8069. Pearson VUE offers electronic fingerprinting to all resident and non-resident candidates (whether or not they pass the examination) at the following test centers:  Bloomington, MN; Brainerd, MN; Hermantown, MN; Marshall, MN; Pine City, MN; Rochester, MN; and St. Paul, MN.  Digital fingerprints are transmitted electronically to law enforcement. These fingerprints are accurate, high quality, and in accordance with FBI and IAFIS requirements for live-scan imaging with a low rejection rate. Candidates testing at any of the centers listed above must make an advance reservation with IDEMIA to have their fingerprints captured on the same date as their exam appointment. Reserve a fingerprint appointment online at https://pearsonwest.ibtfingerprint.com or by contacting IDEMIA at (866) 761-8069 Monday through Saturday, 9:00 a.m. until 6:00 p.m. (Mountain Time). Use your full legal name, as it appears on your government-issued ID, when you make your fingerprint reservation. The fingerprint fee of $67.25, must be paid at the time of the reservation by credit card, debit card or electronic check. Be sure to select the correct license type when making your fingerprint reservations and completing the consent form to avoid delays in receiving your license.

 

4. Apply for License

Apply for your license by completing an application at www.nipr.com.

A.D. Banker Prelicensing Course Free Trial

A.D. Banker & Company provides licensing information as a courtesy to our students. While reasonable attempts have been made to ensure the accuracy of this information, licensees are ultimately responsible for ensuring that they are in compliance with the requirements set forth by their state licensing entity. A.D. Banker & Company offers no guarantee of the accuracy of this information and will not be held liable in case of noncompliance with the license requirements.