License Requirements

How to Renew a Mississippi Insurance License

Updated: September 13, 2022

A.D. Banker Provider #: 15015988

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On this page, you’ll find a comprehensive guide to renewing your Mississippi insurance license. At A.D. Banker & Company, we’re here to walk you through the process and make completing your continuing education requirements as easy and painless as possible.

We offer several different study methods to cater to your needs and help you grow as an insurance professional. Whether you’re interested in learning the latest topics in insurance CE webinars, or having unlimited access to our online CE courses, we strive to provide options that fit around your busy schedule. Each of our courses are designed to not only be straightforward and simple, but also valuable to your career.

To begin the renewal process, you will need to complete 3 steps listed below.

1. Review the State Requirements

The first step to renewing your insurance license is to review Mississippi’s CE requirements. Depending on which lines of insurance you’re licensed in, the continuing education hours you’re required to complete will vary. All hours must be completed and reported prior to your license renewal date to avoid a lapse in your license.

General Requirements

How many total hours of CE do I need to complete?

Producers and Adjusters are required to complete 24 total hours every 2 years for producers and adjusters.

What courses can I take to satisfy my total hour requirement?

21 of your total hours must be approved for the line(s) of insurance you’re licensed to sell. The remaining 3 hours must be approved as Ethics.

Can I take any continuing education course?

No. You can only take courses that are approved for the line(s) of insurance you are licensed to sell. Adjusters can take courses approved for Property & Casualty as well as Adjuster for credit.

When is the renewal date for my insurance license?

The renewal date occurs every 2 years on the last day of your birth month. Producers and adjusters whose licenses have been in effect for a license term of 18 months or less are required to complete 12 CE hours without ethics during the licensing term. Upon renewal, a 2-year license will be issued.

Do extra hours completed in a previous CE period carry over?

Carryover hours are not allowed.

Can I repeat Continuing Education courses for credit?

No, you may not repeat courses for credit in the same renewal period.

Am I exempt from Continuing Education?

The following individuals are exempt from completing CE requirements:

Nonresidents
Inactive producers
Producers holding industrial fire, industrial LAH, credit life, credit A&H, vehicle physical damage, or credit property limited lines licenses
New licensed producers are exempt for the reporting period the license is issued
Individuals 65 years or older who have been licensed for a continuous period of 25 years or more

If you believe you qualify for an exemption, contact the Mississippi Department of Insurance at 601-359-3582, or submit an email inquiry.

Life & Health Producer Product-specific Requirements

Prior to selling, soliciting or negotiating the following products, you’re required to complete initial certification training. These training hours can be applied towards the total hours needed to renew your license.

What are the requirements to sell annuities?

Resident and non-resident producers licensed on or after 1/01/2022 must complete a one-time, 4-Hour Annuity Best Interest Certification Training course prior to selling, soliciting, or negotiating annuity products. A.D. Banker & Company offers this training online or via live webinar. The satisfaction of annuity best interest training requirements of another state that are substantially similar to the requirements of Mississippi are reciprocal.

Property & Casualty Producers Product-specific Requirements

What are the requirements to sell flood insurance?

Property/Casualty and Personal Lines producers must complete a one-time 3-hour NFIP Flood Insurance Certification Training course prior to selling flood insurance policies.

2. Register for and Complete Courses

Once you have determined the renewal requirements for your license, you are ready to choose and register for insurance continuing education courses. You may complete your hours through webinars, online courses, or any combination of the two. These options allow you to decide how to best fit your continuing education into your existing schedule.

Each course is listed with an associated credit type. You must select courses that have the appropriate credit types for fulfilling the renewal requirements for your license.

Webinars: Completion is based on attendance and participation. You must be present for the full duration of the course, and you must be active throughout to receive credit. There is no certification exam required.

Online courses: Completion is self-paced. You must review the course material and pass the Certification Exam at the end to receive credit. Online and self study exams are required to be monitored by a disinterested third party (a person with no family or financial relationship).

A.D. Banker will report your completed hours to the Mississippi Department of Insurance within 1 business day.

3. File a Renewal Application

Once you have completed your courses and satisfied the renewal requirements for your license, you will need to file a renewal application. The online application will guide you through the renewal process. Upon successful renewal, your licensing record will be updated on the Mississippi Department of Insurance's website, and your renewed license can be immediately obtained using the state’s Print or Download Your License service.

Frequently Asked Questions

How do I find my license number?

To find your license number and other additional details relating to your license, use Mississippi’s Check a License service.

How do I print my license?

Your license can be printed online through the Mississippi Department of Insurance’s License Download Service.

How do I view my Continuing Education (CE) transcript?

Your continuing education transcript can be accessed by making an inquiry through Sircon. Your transcript will show the number of hours you’ve completed.

What do I need to have with me when I’m renewing my license?

When you are ready to renew your license online, you should gather the following items to ensure the smoothest process possible:

The renewal email reminder you received, which will contain:
- Your license number; and
- The 6-digit renewal ID number
A credit card or debit card
Your email address

If you did not receive a renewal notice, you can still complete your online renewal using the last 4 digits of your social security number, your license number, and your date of birth.

How will I know when my license is renewed?

Once you have successfully completed the renewal process, your renewed license can be immediately obtained using the state’s Print or Download Your License service. Your licensing record will be updated on the Mississippi Department of Insurance's website.

What if my license renewal is late?

In Mississippi, you have one calendar year from the expiration date of your license to renew an expired license. During this time, you will not be able to transact insurance business until the license is renewed. If the expired license is not renewed within one year, you will need to file a new application, appointment(s), fees, and if required, complete prelicensing education and pass the qualifying exam.

For additional information on late renewals, consult the Mississippi Department of Insurance.

A.D. Banker & Company provides licensing information as a courtesy to our students. While reasonable attempts have been made to ensure the accuracy of this information, licensees are ultimately responsible for ensuring that they are in compliance with the requirements set forth by their state licensing entity. A.D. Banker & Company offers no guarantee of the accuracy of this information and will not be held liable in case of noncompliance with the license requirements.