License Requirements


How to Renew an Ohio Insurance License

How to Renew an Ohio Insurance License

COVID-19 Updates

3/31/20:  The Ohio Department of Insurance is extending license and CE expiration dates for any producer with a 3/31/20 and 4/30/20 expiration date to 5/31/20.  House Bill 197 makes provisions to license expiration dates and CE requirements including extending license expiration dates to be 90 days after the state of emergency has ended or 12/1/20, whichever comes first.

 

Ohio Department of Insurance

Helpful Links

ph: (614) 644-2665

fax: (614) 644-3475

email: licensing@ins.state.oh.us

website: www.insurance.ohio.gov

Find your license number

Print your license

View your CE transcript

File a renewal application

A.D. Banker Provider #: 1171

1. Review the State Requirements

In order to renew your insurance license, you must complete the required continuing education hours for the lines of insurance that you are licensed in. All of the hours must be completed and reported prior to your license renewal date to avoid a lapse in your license.

GENERAL REQUIREMENTS:

Total Hours

24 hours biennially

Compliance Renewal Date

Renewal date is the last day of the licensee's birth month, biennially.

You may also need to take specific courses or earn specific credit types to renew your license. These course completions will count toward the total hour requirement.

LINE-SPECIFIC REQUIREMENTS:

Any CE course type is allowed; there are no line specific requirements, other than those listed below.

For All Licenses:

Ethics
3 hrs - Producers must complete 3 hrs of Ethics as part of the total requirement.

For Life & Health Producers:

Annuity Suitability
4 hrs - Producers must complete a one-time 4-hour Annuity Suitability Certification Training prior to selling, soliciting, or negotiating annuity products.

Long-Term Care
8/4 hrs - Producers must complete an initial 8-hour Long-Term Care (LTC) Certification Training prior to selling, soliciting, or negotiating Long-Term Care products/policies. After completing the initial requirement, producers must complete a 4-hour ongoing LTC training, due every renewal thereafter.

For Property & Casualty Producers:

Flood
3 hrs - Property/Casualty and Personal lines producers must complete a one-time 3-hour course on NFIP Flood Insurance Certification Training for their first license renewal compliance period.

There are also additional rules about how the course hours can be applied.

CARRYOVER HOURS:

As of 2/1/2016, excess credits credits from one renewal period can be carried over to the next renewal period. 

  • Carryover of CE credits will only apply to license renewal applications submitted on or after 2/1/2016.
  • Resident agents who hold a Major Lines License may carryover up to 12 credits during each renewal period.
  • All carryover credits are applied as "general" credits and therefore agents will continue to need to meet specific "ethics" or other line of business requirements.
  • If the same course is taken more than once within a renewal period, the duplicate course(s) will not count towards the credits applicable to carry over to the next renewal period.
  • CE credits will carryover automatically on the agent's record with the OH Department of Insurance.
  • Credits that have been carried over from a previous renewal period will show on the CE transcript as "CE Credit Carryover".  The education provider for CE credit will be "Ohio Department of Insurance".

COURSE REPETITION:

Courses may not be taken more than once in a reporting period.

If you meet any of criteria below, you may be exempt from the continuing education requirements.

EXEMPTIONS:

  • Non-residents
  • Licensees who have been granted inactive status
  • Licensees with a limited authority license

2. Register for and Complete Courses

Once you have determined the renewal requirements for your license, you can register for courses. Each course has an associated credit type; when registering for courses, select courses with credit types that will help to fulfill the renewal requirements for your license.

A.D. Banker offers webinar, online, and self study courses for Ohio. You can register for courses under the Continuing Education menu at www.adbanker.com.

You must fulfill the course requirements for each of the courses to have them reported.

  • Classroom and webinar course completions are based off of attendance and participation and do not require a completion exam. You must be present for the full duration of the course and be active and attentive throughout to receive credit.
  • Self Study courses are self-paced. You must review the course material and pass the Certification Exam at the end to receive credit.
  • Online Interactive courses are self-paced.  You must review the course material and pass the review questions at the end of each section to receive credit.

MONITOR REQUIREMENTS:

  • Online interactive courses do NOT require a final exam.
  • Self Study exams require final exams (no monitor required).

REPORTING METHOD:

Once a course has been completed, the completion must be reported to the state. A.D. Banker will report the course completions to the Ohio Department of Insurance.


3. File a Renewal Application

Once you have satisfied the renewal requirements for your license, you can file a renewal application at www.sircon.com/adbanker.

Continuing Education Webinars: Live online "classroom" courses... NO EXAMS!

A.D. Banker & Company provides licensing information as a courtesy to our students. While reasonable attempts have been made to ensure the accuracy of this information, licensees are ultimately responsible for ensuring that they are in compliance with the requirements set forth by their state licensing entity. A.D. Banker & Company offers no guarantee of the accuracy of this information and will not be held liable in case of noncompliance with the license requirements.