License Requirements

How to Renew an Oregon Insurance License

How to Renew an Oregon Insurance License

Oregon Department of Consumer and Business Services Insurance Division

Helpful Links

ph: (503) 947-7981

fax: (503) 378-4351



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File a renewal application

A.D. Banker Provider #: 9928

1. Review the State Requirements

In order to renew your insurance license, you must complete the required continuing education hours for the lines of insurance that you are licensed in. All of the hours must be completed and reported prior to your license renewal date to avoid a lapse in your license.


Total Hours

24 hours biennially

Compliance Renewal Date

Renewal date is the last day of the licensee's birth month, biennially.

You may also need to take specific courses or earn specific credit types to renew your license. These course completions will count toward the total hour requirement.


CE Course Category Restrictions - Licensees may take courses in any line of authority.  Adjusters may take courses approved for Property/Casualty credit.

For All Licenses:

3 hrs - Producers & Adjusters must complete 3 hrs of Ethics as part of the total requirement.

3 hrs - Producers & Adjusters must complete 3 hrs on Oregon statutes and administrative rules, including recent updates, as part of the total requirement.

For Life & Health Producers:

Annuity Suitability
4 hrs - Producers must complete a one-time 4-hour Annuity Suitability Certification Training course prior to selling, soliciting, or negotiating annuity products.

Annuity Best Interest - Effective January 1, 2024

1 hr - Resident and non-resident producers licensed and certified to sell annuity products in Oregon prior to January 1, 2024, who have previously completed NAIC Annuity Suitability requirements in a non-resident state, must complete 1 or 4 hours of NAIC Annuity Best Interest training no later than July 1, 2024. A.D. Banker & Company offers these courses online or via live webinar. Both satisfy the training update requirement.

4 hrs - Resident and non-resident producers licensed in Oregon on or after January 1, 2024, must complete a one-time 4-Hour Annuity Best Interest Certification Training course before selling annuities in Oregon.

Reciprocity: NAIC Annuity Best Interest training completed in another state reciprocates with the Oregon requirement.

Long-Term Care
8/4 hrs - Producers must complete an initial 8-hour Long-Term Care (LTC) Certification Training prior to selling, soliciting, or negotiating Long-Term Care products/policies. After completing the initial requirement, producers must complete a 4-hour ongoing LTC training, due on the completion date of the 8-hour training, every 24 months thereafter.

For Property & Casualty Producers:

3 hrs - Property/Casualty and Personal lines producers must complete a one-time 3-hour course on NFIP Flood Insurance Certification Training prior to selling flood insurance policies.

There are also additional rules about how the course hours can be applied.


Carryover hours are not allowed.


Courses may not be taken more than once in a reporting period.

If you meet any of criteria below, you may be exempt from the continuing education requirements.


  • Non-residents (except for LTC requirements)
  • Non-resident Adjusters are not exempt from CE requirement  You can provide course credit taken in another state, so long as the course is also approved in Oregon. Licensee will still have to complete 24 hours of CE, even if home state requires fewer hours. This includes 3 hours of law in resident state or must take the 3-hr OR law course
  • Individuals holding limited lines licenses for which an exam is not required
  • Individuals who are retired, are at least 58 years of age, have been licensed for at least 10 years, are authorized to transact life insurance only, and will be servicing existing policies only (exemption must be requested)

2. Register for and Complete Courses

Once you have determined the renewal requirements for your license, you can register for courses. Each course has an associated credit type; when registering for courses, select courses with credit types that will help to fulfill the renewal requirements for your license.

A.D. Banker offers webinar, online, and self study courses for Oregon. You can register for courses under the Continuing Education menu at

You must fulfill the course requirements for each of the courses to have them reported.

  • Classroom and webinar course completions are based off of attendance and participation and do not require a completion exam. You must be present for the full duration of the course and be active and attentive throughout to receive credit.
  • Online and Self Study courses are self-paced. You must review the course material and pass the Certification Exam at the end to receive credit.*

Important Notice:  The Oregon Insurance Division states that producers may not complete more than 8 hours of CE credit in one day.  For example, any course that is approved for 9-16 hours of credit will take a minimum of 2 days to complete.  An course approved for 17-24 hours will take a minimum of 3 days to complete.


*Self-study (books) final exams are required to be closed book and proctored by a state-registered proctor or a third party who is a librarian, state or community college representative, certified public accountant (CPA), or attorney.  Online interactive course exams do not require a monitor.

See list of State Approved Monitors


Once a course has been completed, the completion must be reported to the state. A.D. Banker will report the course completions to State Based Systems.

3. File a Renewal Application

Once you have satisfied the renewal requirements for your license, you can file a renewal application at

Continuing Education Webinars: Live online "classroom" courses... NO EXAMS!

A.D. Banker & Company provides licensing information as a courtesy to our students. While reasonable attempts have been made to ensure the accuracy of this information, licensees are ultimately responsible for ensuring that they are in compliance with the requirements set forth by their state licensing entity. A.D. Banker & Company offers no guarantee of the accuracy of this information and will not be held liable in case of noncompliance with the license requirements.

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