License Requirements

How to Renew a Texas Insurance License

How to Renew a Texas Insurance License


Texas Department of Insurance

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ph: (512) 676-6500

fax: (512) 490-1029



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File a renewal application

A.D. Banker Provider #: 32723

1. Review the State Requirements

In order to renew your insurance license, you must complete the required continuing education hours for the lines of insurance that you are licensed in. All of the hours must be completed and reported prior to your license renewal date to avoid a lapse in your license.


Total Hours

Producers & Adjusters - 24 hours biennially

Limited Lines - 10 hours biennially

Compliance Renewal Date

Renewal date is the last day of the licensee's birth month, biennially. 

You may also need to take specific courses or earn specific credit types to renew your license. These course completions will count toward the total hour requirement.


CE Course Category Restrictions - Licensees may take courses in any line of authority.  At least 50% of hours must be in classroom/webinar or classroom equivalent courses.

For All Licenses:

2 hrs - Producers, Adjusters and Limited Lines must complete 2 hrs in Ethics/Consumer Protection as part of the total requirement.  NOTE:   Ethics hour requirement will increase to 3 hours for licenses expiring on or after 9/30/2022.

For Life & Health Producers:

Annuity Best Interest - Training available after September 1, 2021 - for sales made on or after January 1, 2022

1 hr - Resident and non-resident producers already certified to sell annuity products under the previous suitability standard, must complete an additional 1-hour of best interest training by January 1, 2022 (there is no 6-month grace period) 

         Upon approval, A.D. Banker & Company will offer this training online and via live webinar.

Note: The new 4-Hour Annuity Best Interest course (online or webinar) also satisfies the required 1-hour of updated content training.

         4 hrs - Resident and non-resident producers licensed on or after January 1, 2022, must complete a one-time 4-Hour Annuity Best Interest Certification Training course prior to selling, soliciting, or negotiating annuity products in Texas.

         8 hrs - Resident producers who continue to sell annuity products must complete at least 8 hours of ongoing CE on the topic of annuities EVERY license period thereafter to remain certified.

Substantially similar annuity best interest courses completed in another state will reciprocate with the Texas requirement.

Long-Term Care Partnership
8/4 hrs - Producers must complete an initial 8-hour Long-Term Care (LTC) Partnership Certification Training prior to selling, soliciting, or negotiating Long-Term Care Partnership products/policies. After completing the initial requirement, producers must complete a 4-hour ongoing LTCP training, due every renewal thereafter.

Medicare-Related Products
8/4 hrs - Producers must complete 8 hours of professional training prior to selling Medicare Advantage plans and/or Medicare Part D.  An additional 4 hours of Medicare-related product CE is required every license renewal period thereafter.

For Property & Casualty Producers:

3 hrs - Property/Casualty and Personal lines producers must complete a one-time 3-hour course on NFIP Flood Insurance Certification Training prior to selling flood insurance policies.

There are also additional rules about how the course hours can be applied.


Carryover hours are not allowed.


Courses may not be taken more than once in a reporting period.

If you meet any of criteria below, you may be exempt from the continuing education requirements.


  • Non-residents are exempt if in good standing in resident state
  • Individuals who have been licensed in Texas continuously for 20 or more years with no gaps in licensure longer than 90 days may apply for an exemption
  • Extensions or exemptions for good cause may be granted by the Education Coordinator
  • Exemptions must be requested in writing
  • A producer may be exempt for other CE but is not exempt from the Certification course nor the associated CE for the programs they may be performing in the acts of an agent (Small Employer, Annuities, LTCP, Medicare-related Products).

2. Register for and Complete Courses

Once you have determined the renewal requirements for your license, you can register for courses. Each course has an associated credit type; when registering for courses, select courses with credit types that will help to fulfill the renewal requirements for your license.

A.D. Banker offers webinar, online, and self study courses for Texas. You can register for courses under the Continuing Education menu at

You must fulfill the course requirements for each of the courses to have them reported.

  • Classroom and webinar course completions are based off of attendance and participation and do not require a completion exam. You must be present for the full duration of the course and be active and attentive throughout to receive credit.
  • Online and Self Study courses are self-paced. You must review the course material and pass the Certification Exam at the end to receive credit.


Online and self study exams do not require a monitor.


Once a course has been completed, the completion must be reported to the state. A.D. Banker will report the course completions to Sircon/Vertafore. Producers must keep the original certificates of completion on file for 4 years.  Proof of compliance must be provided only if requested by the TDI for auditing purposes.

3. File a Renewal Application

Once you have satisfied the renewal requirements for your license, you can file a renewal application at

Continuing Education Webinars: Live online "classroom" courses... NO EXAMS!

A.D. Banker & Company provides licensing information as a courtesy to our students. While reasonable attempts have been made to ensure the accuracy of this information, licensees are ultimately responsible for ensuring that they are in compliance with the requirements set forth by their state licensing entity. A.D. Banker & Company offers no guarantee of the accuracy of this information and will not be held liable in case of noncompliance with the license requirements.