License Requirements

How to Renew a Connecticut Insurance License

Updated: January 6, 2023

A.D. Banker Provider #: 11173

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On this page, you’ll find a comprehensive guide to renewing your Connecticut insurance license. At A.D. Banker & Company, we’re here to walk you through the process and make completing your continuing education requirements as easy and painless as possible.

We offer several different study methods to cater to your needs and help you grow as an insurance professional. Whether you’re interested in learning the latest topics in insurance CE webinars, or having unlimited access to our online CE courses, we strive to provide options that fit around your busy schedule. Each of our courses are designed to not only be straightforward and simple, but also valuable to your career.

To begin the renewal process, you will need to complete 3 steps listed below.

1. Review the State Requirements

The first step to renewing your insurance license is to review Connecticut’s CE requirements. Depending on which lines of insurance you’re licensed in, the continuing education hours you’re required to complete will vary. All hours must be completed and reported prior to your license renewal date to avoid a lapse in your license.

General Requirements

How many total hours of CE do I need to complete?

Producers are required to complete 24 total hours every 2 years.

Life Settlement Brokers must complete 15 hours every 2 years.

What courses can I take to satisfy my total hour requirement?

21 of your total hours may be courses in any line of authority. The remaining 3 hours must be approved as Laws/Regulations/Ethics.

Can I take any continuing education course?

It depends. Most licensees may take courses in any line of authority. Life Settlement Brokers are required to take approved life and health courses.

When is the renewal date for my insurance license?

The renewal date occurs every 2 years on the last day of your birth month.

Life settlement broker licenses renew on March 31 each year.

Do extra hours completed in a previous CE period carry over?

A maximum of 24 hours can be carried forward from the previous renewal period. Excess LRE credits will carry over as general credit.

Can I repeat Continuing Education courses for credit?

No, you may not repeat courses for credit in the same renewal period.

Am I exempt from Continuing Education?

The following individuals are exempt from completing CE requirements:

Nonresidents
Adjusters
Producers who hold a limited line of authority, such as credit and travel accident/baggage or surety bail bond

If you believe you qualify for an exemption, contact the Connecticut Department of Insurance.

Life & Health Producer Product-specific Requirements

Prior to selling, soliciting or negotiating the following products, you’re required to complete initial certification training. These training hours can be applied towards the total hours needed to renew your license.

What are the requirements to sell Annuities?

Resident and non-resident producers must complete a one-time, 4-hour Annuity Best Interest Certification course prior to selling, soliciting, or negotiating annuity products in Connecticut. A.D. Banker & Company offers this training online or via live webinar formats; both satisfy the training requirement. The satisfaction of annuity best interest training requirements of another state that are substantially similar to the requirements of Connecticut are reciprocal.

What are the requirements to sell Long-Term Care Partnership products?

Producers must complete a one-time Long-Term Care Partnership (LTCP) Certification Training prior to selling, soliciting, or negotiating LTCP products/policies. This training course is eligible for 10 CE credits. You can learn more about this training course on Connecticut’s website.

2. Register for and Complete Courses

Once you have determined the renewal requirements for your license, you are ready to choose and register for insurance continuing education courses. You may complete your hours through webinars, online courses, or any combination of the two. These options allow you to decide how to best fit your continuing education into your existing schedule.

Each course is listed with an associated credit type. You must select courses that have the appropriate credit types for fulfilling the renewal requirements for your license.

Webinars: Completion is based on attendance and participation. You must be present for the full duration of the course, and you must be active throughout to receive credit. There is no certification exam required.

Online courses: Completion is self-paced. You must review the course material and pass the Certification Exam at the end to receive credit. Certification exams are required to be monitored by a disinterested third party (a person with no family or financial relationship).

A.D. Banker will report your completed hours to the Connecticut Department of Insurance within 1 business day.

3. File a Renewal Application

Once you have completed your courses and satisfied the renewal requirements for your license, you will need to file a renewal application. The online application will guide you through the renewal process. Upon successful renewal, your licensing record will be updated on the Connecticut Department of Insurance's website, and your renewed license can be immediately obtained using the state’s Print or Download Your License service.

Frequently Asked Questions

How do I find my license number?

To find your license number and other additional details relating to your license, use Connecticut’s Check a License service.

How do I print my license?

Your license can be printed online through the Connecticut Department of Insurance’s License Download service.

How do I view my Continuing Education (CE) transcript?

Your continuing education transcript can be accessed by making an inquiry through SBS. Your transcript will show the number of hours you’ve completed.

What do I need to have with me when I’m renewing my license?

When you are ready to renew your license online, you should gather the following items to ensure the smoothest process possible:

The renewal email reminder you received, which will contain:
- Your license number; and
- The 6-digit renewal ID number
A credit card or debit card
Your email address

If you did not receive a renewal notice, you can still complete your online renewal using the last 4 digits of your social security number, your license number, and your date of birth.

How will I know when my license is renewed?

Once you have successfully completed the renewal process, your renewed license can be immediately obtained using the state’s Print or Download Your License service. Your licensing record will be updated on the Connecticut Department of Insurance's website.

What if my license renewal is late?

If your license renewal is late, a penalty fee double the renewal fee is required to late renew your license. In Connecticut, you have one calendar year from the expiration date of your license to renew an expired license. During this time, you will not be able to transact insurance business until the license is renewed. If the expired license is not renewed within one year, you will need to file a new application, appointment(s), fees, and if required, complete prelicensing education and pass the qualifying exam.

For additional information on late renewals, consult the Connecticut Department of Insurance.

A.D. Banker & Company provides licensing information as a courtesy to our students. While reasonable attempts have been made to ensure the accuracy of this information, licensees are ultimately responsible for ensuring that they are in compliance with the requirements set forth by their state licensing entity. A.D. Banker & Company offers no guarantee of the accuracy of this information and will not be held liable in case of noncompliance with the license requirements.