License Requirements

How to Renew a Pennsylvania Insurance License

How to Renew a Pennsylvania Insurance License

Updated: August 16, 2022

A.D. Banker Provider #: 37846

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On this page, you’ll find a comprehensive guide to renewing your Pennsylvania insurance license. At A.D. Banker & Company, we’re here to walk you through the process and make completing your continuing education requirements as easy and painless as possible.

We offer several different study methods to cater to your needs and help you grow as an insurance professional. Whether you’re interested in learning the latest topics in insurance CE webinars, or having unlimited access to our online CE courses, we strive to provide options that fit around your busy schedule. Each of our courses are designed to not only be straightforward and simple, but also valuable to your career.

To begin the renewal process, you will need to complete 3 steps listed below.

1. Review the State Requirements

The first step to renewing your insurance license is to review Pennsylvania’s CE requirements. Depending on which lines of insurance you’re licensed in, the continuing education hours you’re required to complete will vary. All hours must be completed and reported prior to your license renewal date to avoid a lapse in your license.

General Requirements

How many total hours of CE do I need to complete?

Producers and Adjusters are required to complete 24 total hours every 2 years.

Can I take any continuing education course?

YES. You may take courses in any line of authority.

When is the renewal date for my insurance license?

The renewal date occurs every 2 years on your birthday.
Do extra hours completed in a previous CE period carry over?

The state of Pennsylvania allows excess continuing education hours to be carried over into the next renewal period, up to 24 hours.

Can I repeat Continuing Education courses for credit? 

No, you may not repeat courses for credit in the same renewal period.

Am I exempt from Continuing Education?

The following individuals are exempt from completing CE requirements:

  • Nonresidents, except that title agents must complete PA’s CE requirements even if they meet their state’s CE requirement
  • Individuals licensed continuously since 12/31/1970, unless an additional line of authority was added after that date
  • Individuals exempted by the Commissioner due to hardship or good cause, such as disability or medical condition
  • Individuals whose line of authority is a restricted line
  • Individuals who first obtained licenses without examination under Section 609 (c) of the Fraternal Benefit Societies Code and whose appointments are limited to fraternal benefit societies

If you believe you qualify for an exemption, contact the Pennsylvania Department of Insurance via an email inquiry.

Life & Health Producer Product-specific Requirements

Prior to selling, soliciting or negotiating the following products, you’re required to complete initial certification training. These training hours can be applied towards the total hours needed to renew your license.

What are the requirements to sell annuities? 

Producers licensed on or after June 20, 2022 must complete an 4-hour Annuity Best Interest certification training prior to their next complete licensing cycle. Pennsylvania DOI requires that all producers with the life and fixed annuities or a variable life/variable line of authority, whether they plan to sell annuities or not, complete the Annuity Best training. Certain insurance carriers may require training to be completed prior to the selling or soliciting of their annuity products. Annuity best interest training courses completed in another state that has adopted the NAIC 2020 Annuity Model Law updates are reciprocal with the Pennsylvania requirement.

What are the requirements to sell long-term care products?

Producers licensed in Accident & Health or Sickness must complete 8 hours of initial Long-Term Care (LTC) Certification Training before selling, soliciting or negotiating Long-Term Care (LTC) products. After completing the initial requirement, producers must complete a 4-hour ongoing LTC training course every renewal thereafter.

Property & Casualty Producers Product-specific Requirements

Prior to selling, soliciting or negotiating the following products, you’re required to complete initial certification training. These training hours can be applied towards the total hours needed to renew your license.

What are the requirements to sell flood insurance?

Property/Casualty producers must complete a one-time 3-hour NFIP Flood Insurance Certification Training course prior to selling flood insurance policies.

2. Register for and Complete Courses

Once you have determined the renewal requirements for your license, you are ready to choose and register for insurance continuing education courses. You may complete your hours through webinars, online courses, or any combination of the two. These options allow you to decide how to best fit your continuing education into your existing schedule.

Webinars: Completion is based on attendance and participation. You must be present for the full duration of the course, and you must be active throughout to receive credit. There is no certification exam required. 

Online courses: Completion is self-paced. You must review the course material and pass the Certification Exam at the end to receive credit. 

A.D. Banker will report your completed hours to Sircon within 1 business day.

3. File a Renewal Application

Once you have completed your courses and satisfied the renewal requirements for your license, you will need to file a renewal application. The online application will guide you through the renewal process. Upon successful renewal, your licensing record will be updated on the Pennsylvania Department of Insurance's website, and your renewed license can be immediately obtained using the Print Your License service.

We’re Here to Help

Ready to start fulfilling your continuing education requirements? Get started online now or call A.D. Banker’s direct enrollment line at 1-(800)-866-2468. Courses can be completed online and through live webinars. A.D. Banker’s customer care team is available to assist with any questions and create a course plan for you. 

Course completions are automatically reported daily and are approved to satisfy LTC, AML, Annuity Suitability, Flood, Ethics, and other state-specific requirements.

Frequently Asked Questions

How do I find my license number?

To find your license number and other additional details relating to your license, use Pennsylvania’s Check a License service.

How do I print my license?

Your license can be printed online through the Pennsylvania Department of Insurance’s Print Your License service.

How do I view my Continuing Education (CE) transcript?

Your continuing education transcript can be accessed by making an inquiry through Sircon. Your transcript will show the number of hours you’ve completed.

What do I need to have with me when I’m renewing my license?

When you are ready to renew your license online, you should gather the following items to ensure the smoothest process possible:

  • The renewal email reminder you received, which will contain:
    • Your license number; and
    • The 6-digit renewal ID number
  • A credit card or debit card
  • Your email address

If you did not receive a renewal notice, you can still complete your online renewal using the last 4 digits of your social security number, your license number, and your date of birth.

How will I know when my license is renewed? 

Once you have successfully completed the renewal process, your renewed license can be immediately obtained using the state’s Print Your License service. Your licensing record will be updated on the Pennsylvania Department of Insurance's website.

What if my license renewal is late?

If your license renewal is late, a $165 penalty fee is required to late renew your license. License may be reinstated within 12 months of lapse date. If reinstated within 60 days from the expiration date of your license will continue as if renewed on time. If licensed is renewed more than 60 days and less than 12 months, the licensed will be reinstated with a new effective date. During this time, you will not be able to transact insurance business until the license is renewed. If the expired license is not renewed within the time frame, you will need to file a new application, appointment(s), fees, and if required, complete prelicensing education and pass the qualifying exam.

For additional information on late renewals, consult the Pennsylvania Department of Insurance.

Continuing Education Webinars: Live online "classroom" courses... NO EXAMS!

A.D. Banker & Company provides licensing information as a courtesy to our students. While reasonable attempts have been made to ensure the accuracy of this information, licensees are ultimately responsible for ensuring that they are in compliance with the requirements set forth by their state licensing entity. A.D. Banker & Company offers no guarantee of the accuracy of this information and will not be held liable in case of noncompliance with the license requirements.

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